My relative advised me that if I am purchasing in Barnoldswick I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Barnoldswick conveyancing searches. It is a large report of more than thirty pages, listing and detailing important information about Barnoldswick around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Barnoldswick Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information concerning Barnoldswick.
I used Arc property Solicitors several years ago for my conveyancing in Barnoldswick. I now require my file but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Barnoldswick of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm buying my first flat in Barnoldswick with the aid of help to buy. The builders refused to reduce the amount so I negotiated £7000 of extras instead. The sale representative told me not inform my conveyancer about the side-deal as it could adversely affect my mortgage with Skipton Building Society. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a property in Barnoldswick prior to retaining conveyancers. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some lenders may not grant a mortgage on this type of property.
It varies from the lender to lender. HSBC has different instructions from Nationwide. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Barnoldswick. Conveyancing will be smoother if you use a solicitor in Barnoldswick especially if they are acquainted with such properties in Barnoldswick.
Why can I not complete our conveyancing in Barnoldswick on May bank holiday?
This is due to the fact that on completion the money will be transferred electronically between the banks of the purchaser and owner’s conveyancing practitioner and currently this can only take place on a working day. So you can't complete on a weekend either.