We previously instructed solicitors located in Nelson on the Clydesdale solicitor approved list. They are now charging me a further charge for the legal aspects of the Clydesdale mortgage. Is this a supplemental conveyancing fee specified by Clydesdale?
Provided it is contained in their Terms and Conditions or Quote then yes your property lawyer can levy a fee for this. The fee is not dictated by Clydesdale but by your Nelson property lawyer. Some firms on the Clydesdale panel will charge ’dealing with mortgage’ fee and others do not.
I had a mortgage agreed in principle with Santander. Nelson conveyancing practitioners are selected. What is the average time that one could expect to receive a mortgage offer from Santander?
Some lenders take longer than others. Have Santander conducted the survey? Have you informed Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
We have agreed to purchase a house in Nelson. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Coventry BS be concerned?
Given that you are obtaining a mortgage with Coventry BS your lawyer must comply with the formal requirements contained in Part 2 of UK Finance Lenders’ Handbook for Coventry BS. The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and lawyers are required to report to Coventry BS where a lease does not meet these conditions. The provisions relate to the installation of panels on properties nationwide and is not restricted to Nelson.
Various internet forums that I have visited warn that are the primary cause of obstruction in Nelson conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not feature amongst the common causes of hindrances in the conveyancing process. Searches are unlikely to feature in any holding up conveyancing in Nelson.
How does conveyancing in Nelson differ for newly converted properties?
Most buyers of new build property in Nelson approach us having been asked by the builder to exchange contracts and commit to the purchase even before the property is constructed. This is because house builders in Nelson usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Nelson or who has acted in the same development.
What makes your site different to other internet conveyancing brokers for conveyancing in Nelson?
At this site get a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Nelson. As opposed to estate agents and brokerage sites we do not operate commission deals with solicitors. Many agents and online brokers 'recommend' solicitors paying the highest kickback, not the best value conveyancing in Nelson
Are all Nelson solicitors on every bank conveyancing panel?
You can use our search tool or you can pop into your local lender branch in Nelson. Chances are that they can recommend conveyancing solicitors in Nelson