I am getting closer to an exchange on a house in Skipton and my mum and dad have transferred the ten percent deposit to my property lawyer. I am now told that as the deposit has been received from someone other than me my conveyancer needs to make a notification to my bank. I am advised that, in also acting for the lender he must advise them that the balance of the purchase price is coming from anyone other than me. I informed the lender regarding my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?
Your lawyer is legally required to clarify with lender to make sure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only report this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.
Do the Building Society Association intend to launch a searchable register to list law firms on the Coventry BS conveyancing panel for example in Skipton?
We are not aware of any intention on the part of the BSA to develop such a search facility.
What will a local search reveal about the house my wife and I buying in Skipton?
Skipton conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search organisations such as Onsearch The local search is essential in every Skipton conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your new home. The search will provide data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.
I have recentlybecome aware that Wolstenholmes have closed. They carried out my conveyancing in Skipton for a purchase of a freehold house 10 months ago. How can I establish that the property is registered correctly in the name of the previous owner?
The quickest method to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Skipton conveyancing specialists.
Am I best advised to go with a Skipton conveyancing practitioner in close proximity to the house I am buying? I have an old university friend who can execute the legal work however they are based a couple of hundredmiles away.
The benefit of a high street Skipton conveyancing firm is that you can attend the office to sign paperwork, present your identification documents and pester them where appropriate. They will also have local intelligence which is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If you know people who instructed your friend and the majority were happy that should surpass using an unfamiliar Skipton conveyancing lawyer just because they are local.