My fiancee and I are acquiring our first home. The conveyancer has texted usto ask if we want to order extra conveyancing searches. We are really unsure what's needed for conveyancing in Skipton
The quantity and type of Skipton conveyancing searches depends entirely on the premises, the location, the possibility of any of these risks, your familiarity of the area and risks, your overall attitude to risk. What is important is that you adequately appreciate what information the searches could give you. You may then make a decision if you personally think you need that search. If unclear, ask the conveyancer to provide guidance.
I require fast conveyancing in Skipton as I am under pressure to complete within 3 weeks. Fortunately I do not need a mortgage. Can I escape the need for conveyancing searches to save fees and time?
As you are are a mortgage free buyer you are at liberty not to do searches although no lawyer would advise that you don't. Drawing on our experience of conveyancing in Skipton the following are examples of issues that can be revealed and adversely impact future mortgageability: Refused Planning Applications, Outstanding Charges, Overdue Grants, Road Schemes,...
I am purchasing a new build house in Skipton with a loan from The Royal Bank of Scotland. The builders refused to move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent told me not to tell my lawyer about the extras as it would adversely affect my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what should have been a simple, no chain conveyancing. Skipton is the location of the property. What do you suggest?
Flying freeholds in Skipton are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Skipton you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Skipton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
In my capacity as executor for the will of my grandfather I am selling a house in Neath but reside in Skipton. My conveyancer (approximately 250 miles from meneeds me to execute a stat dec ahead of the transaction finalising. Can you recommend a conveyancing solicitor in Skipton to attest this legal document for me?
Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are based in Skipton