I was referred a lawyer who has given a fee estimate just over a thousand pound for fixed fee conveyancing in Worsley. I am hoping to downsize from a Victorian house for £150,000. Is this too much? Is it above what I should be paying for conveyancing in Worsley?

The charges are a tad high. If you shop around you may be able to decrease the fees marginally by as much as £100 plus VAT. That being said, you couldlive to rue choosing an an untested conveyancer. If is important to check that the conveyancer can also act for your lender. Do use our search tool to get a quote a Worsley conveyancing practice on the banks approved list of lawyers which can often include conveyancing solicitors in Worsley.

Me and my fiancee are purchasing our first house. Our solicitor has texted usto see if we want to order extra conveyancing searches. We are really unsure what's necessary for conveyancing in Worsley

The extent of Worsley conveyancing searches depends primarily on the property, the location, the probability of any of these risks, your knowledge of the area and risks, your overall appetite to risk. What is important is that you adequately comprehend what information the searches could supply. You may then make a decision if you consider that you need that information. Where you are in doubt, ask your conveyancer to advise.

I am being advised by my conveyancer that flying freehold insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Worsley?

The right level of flying freehold indemnity insurance should be dictated by who your lender. It would differ for example between Accord Mortgages Ltd and Coventry Building Society. Conveyancing solicitors as opposed to borrowers take out such policies.

Completion of my purchase has taken place for my property in Worsley. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?

Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

I am selling my apartment. I had a double glazing fitted in November 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Aldermore are being pedantic. The Worsley solicitor who is on the Aldermore conveyancing panel is saying indemnity insurance will be fine but Aldermore are requiring a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?

It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

The deeds to our home can not be found. The conveyancers who conducted the conveyancing in Worsley 10 years ago no longer exist. What are my options?

Assuming you have a registered title the details of your ownership will be retained by HMLR under a Title Number. It is possible to perform a search at the Land Registry, identify your house and order current copies of the Registered Entries for less than a fiver. If the property is Leasehold then the Land Registry will usually retain a file duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Worsley. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Worsley

Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.