I am helping my sister sell her flat in Worsley. Does the conveyancer order an EPC or do I organise this?

Following the demise of HIPs, EPC’s was retained a mandatory part of selling a property. An energy performance certificate should be commissioned in advance of the property being marketed. It is not a task that lawyers ordinarily arrange. If you are using a Worsley conveyancing lawyer they might help arrange EPC’s given their contacts with reputable Worsley accredited person

Are all Worsley Conveyancing Quality Solicitors on the UBS conveyancing panel?

A selection of lenders now utilise CQS as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.

When it comes to lenders such as TSB, do Worsley conveyancing practitioners incur a yearly amount to be on the list of approved solicitors?

We are not aware of any bank fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.

2 months have gone by following my purchase conveyancing in Worsley completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Worsley is the location of the property. Can you offer any guidance?

Flying freeholds in Worsley are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Worsley you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Worsley may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

We are one month into a leasehold purchase having been directed to conveyancers by the selling agent to perform conveyancing in Worsley. We are not happy. Could you help me find new conveyancers?

They would have to be really bad to suggest changing them. Has your loan offer been issued? In the event that it has you must advise them of the new contact details and have the loan are re-issued. Your new conveyancer should be on the banks approved list to avoid supplemental fees and frustration. That should be your first question of the new lawyers. Our find a solicitor tool should assist you in finding a bank approved solicitor for your conveyancing in Worsley

Completion is due on the sale of our £225,000 flat in Worsley next week. The managing agents has quoted £300 for Certificate of Compliance, insurance certificate and previous years service charge statements. Is the landlord entitled to charge an administration fee for a leasehold conveyance in Worsley?

Worsley conveyancing on leasehold flats often involves the buyer’s solicitor submitting enquiries for the landlord to address. Although the landlord is under no legal obligation to address these enquiries most will be content to assist. They are entitled to charge a reasonable administration fee for answering questions or supplying documentation. There is no set fee. The average costs for the paperwork that you are referring to is over three hundred pounds, in some cases it is in excess of £800. The administration charge required by the landlord must be sent together with a summary of entitlements and obligations in relation to administration fees, otherwise the charge is technically not due. Reality however dictates that one has little option but to pay whatever is requested of you should you wish to exchange contracts with the buyer.

Worsley Conveyancing for Leasehold Flats - Examples of Queries before buying

It is important to be aware whether window replacement or some other significant cost is anticipated to be shared amongst the tenants and will dramatically increase the the maintenance costs or require a one off payment. How many of the leaseholders are in arrears for their service charge payments? Please note if it is less than eighty years it will affect the salability of the flat. It is worth checking with your mortgage company that they are willing to lend given the lease term. Leases with fewer than 80 years remaining means that you will most likely require a lease extension at some point and it is worth discovering how much this will be. For most Worsleylease extensions you will be required to have owned the residence for two years in order to be eligible to extend the lease.