I purchased a freehold house in Worsley yet pay rent, why is this and what is this?

It is rare for properties in Worsley and has limited impact for conveyancing in Worsley but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the creation of fresh rentcharges from 1977 onwards.

Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.

I have an AIP. The bank mentioned the loan came with free conveyancing. Does this mean I have to instruct their panel conveyancer as I would prefer to instruct a Worsley based conveyancing firm?

You should check but the chances are that appoint one of their panel lawyers where you take up the "fee-free" offer. Contact the bank and determine if they offer you a cash alternative. In the past a few lenders offered a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor near Worsley.

My wife and I are selling our home in Worsley and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. A high street Worsley lawyer would know that there is no such problem. It does beg the question why the buyers are using a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Worsley. We have lived in Worsley for many years we know that this is a non issue. Should we get in touch with our local Authority to obtain clarification need.

It would appear that you have a conveyancing firm currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)

The estate agent has sent us the confirmation of our purchase of a new build apartment in Worsley. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Worsley

Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? There must be mutual enforceability of lessee’s covenants. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are surveyor prepared.

Worsley Leasehold Conveyancing - A selection of Queries before Purchasing

Is anyone aware of any major works anticipated that could increase the service fees? Best to be warned if fixing the lift or some other major work is coming up that will be shared amongst the tenants and will materially impact the level of the maintenance fees or require a specific invoice. This information is important as a) areas can cause problems for the block as the common areas may begin to deteriorate where maintenance remain unpaid b) if the leasehold owners have an issue with the managing agents you will need to know about it