My grandmother passed away last year and as sole heir and executor I was left the property in Milnrow. The house had a relatively small loan remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to TSB, pay off the mortgage. Is this possible?
If you plan to re-mortgage then TSB will insist on your using a conveyancer on the TSB conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your TSB conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the TSB mortgage is registered as a charge at the Land Registry.
I am aiming to move property in October. Does my conveyancing solicitor call the removal company on the completion day. As an aside, can you suggest a removal company in Milnrow. Conveyancing firm was chosen before I stumbled across your page.
On the afternoon of completion you will need to collect the house keys from your selling agent however this should only happen after the previous owners lawyers advise the agent that the monies to complete are in and the keys can be passed over. Subsequently you can inform the removal men that you are ready to move in. As a matter of policy we do not recommend a particular removal organisation but can assist you in choosing a conveyancing in Milnrow or a legal practice that specialises in conveyancing in Milnrow.
When it comes to lenders such as Aldermore, do Milnrow solicitors face a yearly amount to be on the conveyancing panel?
We are unaware of any lender fees to register on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
My offer was accepted on a house in Milnrow on 22/5/2025, valuation was booked 2 days later, all came back fine. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Nottingham and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nottingham conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nottingham to deal with your lawyer's application to be on the Nottingham conveyancing panel. There's no guarantee that your solicitor will be accepted.
I decided to have a survey completed on a property in Milnrow ahead of retaining lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some banks tend refuse to give a mortgage on a flying freehold premises.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. Should you wish to call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Milnrow. Conveyancing may be slightly more expensive based on your lender's requirements.
My business partner and I are wishing to lease a unit on the high street. Can you recommend lawyers offering no-move-no charges for non-domestic conveyancing in Milnrow for less than £1,200?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Milnrow, including the disposal and acquisition of businesses as well as simply property. If you are looking to purchase or dispose of a shop, pub, restaurant, office, retail unit or a whole business we can put you in touch with the right firm. Regarding the costs these will vary based on the structure and heads of terms of the deal. Please provide us with your contact information or call us so that we can provide you with a detailed commercial conveyancing quote.
My cousin has recommend that I instruct his conveyancers in Milnrow. Should I use them?
No doubt the ideal way to find a conveyancing solicitor is to get guidance from friends or relatives who have previously instructed the solicitor that you are contemplating using.