Should conveyancers request money on account for conveyancing in Southam?
If you are buying a property in Southam your solicitor will request that you to provide them with monies to cover the search fees. Ordinarily this is requested to cover the fees of the conveyancing searches. If any down payment is payable against the sale price then this will be asked for immediately before exchange of contracts. The closing balance that is needed should be transferred shortly before completion.
About to place a bid on a leasehold flat in Southam. The selling agents say that it is standard for flats in Southam to have less than 75 years left on the lease. I am getting a mortgage with Bank of Ireland. Is this going to be a problem if the lease has 72 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 13/11/2025 the requirements read as follows :
Me and my partner are purchasing a apartment in Southam. It might be a silly question but how we can trust a conveyancer? At some point we have to put money into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Does a directory service exist listing TSB panel conveyancers in Southam on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association sites. A small selection of lenders make their panel listings visible on the web. Where you are in need of a Southam conveyancer on the TSB please make the most of our tool.
At last I have had an offer on an apartment in Southam accepted, the sellers do nevertheless have a tied purchase. The vendors have placed an offer on somewhere, but it’s not yet agreed to, and have viewings of other properties in the pipeline. I have chosen a high street conveyancing solicitor in Southam. What should be my next step? At what point do I apply for the mortgage with TSB?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is approx £1k, then survey, Southam conveyancing search charges, etc). First, you must check that your solicitor is on the TSB approved list. Concerning the subsequent stages this very much depends on the uniqueness of your case, attraction to the property and on the state of the market. In a buoyant market the majority of home buyers would apply for a home loan with TSB and arrange for the valuation and only if it was satisfactory would they pay their conveyancing practitioner to proceed with the conveyancing in Southam.
What does a local search reveal about the house I am purchasing in Southam?
Southam conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search organisations for example Xpress Legal The local search is essential in every Southam conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your property. The search will provide information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
What can I do to discover who owns a property in Southam?
Provided the premises is registered with HM Land Registry, and you have requisite details of the location of the property, you will be able to view details from the HM Land Registry of the recorded proprietor for a a minimal charge.