Can I use your services to find a Conveyancing solicitor in Worcestershire even if I’m not purchasing or disposing of a house, for instance if I wish to buy a shop in Worcestershire with a mortgage from Santander?

The service is predominantly there to locate domestic conveyancing solicitors in Worcestershire but we have recorded towards the bottom of this page some Worcestershire commercial conveyancing firms. You should speak with the firm directly to check if they can also act for Santander

Are there restrictive covenants that are commonly identified during conveyancing in Worcestershire?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Worcestershire. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I decided to have a survey completed on a property in Worcestershire ahead of retaining conveyancers. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some lenders may not issue a loan on this type of house.

It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. Should you wish to call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Worcestershire. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Worcestershire to see if the conveyancing costs will increase in light of this.

I am employed by a busy estate agent office in Worcestershire where we see a few flat sales put at risk due to leases having less than 80 years remaining. I have been given contradictory information from local Worcestershire conveyancing solicitors. Could you shed some light as to whether the vendor of a flat can commence the lease extension formalities for the purchaser on completion of the sale?

As long as the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the buyer need not have to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or simultaneously with completion of the disposal of the property.

Alternatively, it may be possible to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

Leasehold Conveyancing in Worcestershire - Sample of Queries Prior to buying

This question is useful as a) areas may result in problems in the block as the communal areas may start to deteriorate where repairs are not paid for b) if the leasehold owners have an issue with the managing agents you will need to know about it It would be prudent to discover as much as you can about the managing agents as they can either make your life much simpler or much more difficult. Being a leasehold owner you will be in the clutches of the managing agents both financially and when it comes to daily issues like the cleanliness of the communal areas. Enquire of prospective neighbours whether they are happy with their service. In conclusion, be sure you discover the dates that you are obliged pay the maintenance charge to the managing agents and specifically how they are spending that money. What restrictions are there in the Worcestershire Lease?

Our lawyer in Worcestershire has requested from me personal identification documents saying that this forms part of his legal duty as a solicitor on the mortgage company Solicitor panel. This is news to me - can I refuse?

Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offence if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage, your lawyer also has to check ID documents to satisfy the lender. This is not specific to conveyancing in Worcestershire