What is the first thing I need to know regarding purchase conveyancing in Worcestershire?
You may not hear this from too many lawyers but conveyancing in Worcestershire and elsewhere in England and Wales is often a confrontational process. Put another way, when it comes to conveyancing there exists an abundance of room for friction between you and others involved in the legal transfer of property. E.g., the vendor, property agent and on occasion the lender. Choosing a solicitor for your conveyancing in Worcestershire should not be taken lightly as your conveyancer is your adviser, and is the SOLE party in the transaction whose role it is to look after your legal interests and to keep you safe.
There is a worrying ongoing adversarial element to conveyancing- someone must be blamed for the process being so protracted. We recommend that you your first instinct should be to trust your solicitor ahead of the other players when it comes to the legal assignment of property.
My grandmother passed away last year and as sole heir and executor I was left the property in Worcestershire. The house had a small mortgage remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Coventry BS, pay off the mortgage. Is this possible?
Given you plan to re-mortgage then Coventry BS will insist on your using a conveyancer on the Coventry BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Coventry BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Coventry BS mortgage is registered as a charge at the Land Registry.
How does conveyancing in Worcestershire differ for newly converted properties?
Most buyers of new build or newly converted property in Worcestershire contact us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is constructed. This is because builders in Worcestershire typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Worcestershire or who has acted in the same development.
What does commercial conveyancing in Worcestershire cover?
Non domestic conveyancing in Worcestershire covers a wide array of services, given by qualified solicitors, relating to business premises. For example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
I need to find a lender panel solicitor in Worcestershire. Could you help me?
Unfortunately it’s not apparent why you need a Worcestershire panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the bank to find out which solicitors in Worcestershire are on their panel . If you do find such a firm in Worcestershire not listed please direct them to our site to list. After all the cost is only one £1 a month