Completed the sale of my flat in Worcestershire last August but my buyer keeps SMS messaging daily complaining that their conveyancer is waiting to hear from mylawyer. What are the post completion sale legalities following completion?
Following your sale your solicitor is duty bound to send the transfer deeds and all of the paperwork to the buyer’s lawyers. If applicable, your conveyancer should also send confirmation that the home loan has been redeemed to the buyers lawyers. There is unlikely to be post completion formalities unique to conveyancing in Worcestershire.
What is the optimum way to investigate if the solicitor carrying out my conveyancing in Worcestershire is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Nationwide Building Society thus spending £192.00 in another set of legal fees.
You should take advantage of the search tool on this site. Please choose the mortgage company and type ‘Worcestershire’ or your preferred area and you will see a number of lawyer based in Worcestershire or by proximity to you.
How can we know in advance if a Worcestershire conveyancing solicitor on the Lloyds panel is any good?
When it comes to conveyancing in Worcestershire seeking recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor handling your transaction.
It is not clear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Worcestershire building society branch on a couple of occasions and was reassured it wasn't an issue and they would lend. My Worcestershire conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
As long as the property lawyer is on the mortgage company approved list, they must follow the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I recently had an offer agreed on an apartment in Worcestershire. My mortgage broker suggested a conveyancer. I paid an advanced payment of £200. A few days later, the property lawyer contacted me to say that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I know that there are debates on Chancel Insurance on online forums. Do I need this when purchasing a property in Worcestershire? or Apparently there is a law dating back centuries that means some owners of property living in a parish church boundary will be compelled to pay for maintenance towards the chancel within the church. Is this appropriate for conveyancing in Worcestershire?
Unless a prior purchase of the premises completed after 12 October 2013 you could expect lawyers handling conveyancing in Worcestershire to continue to propose a a chancel search and or insurance against a claim.
I used Wolstenholmes a few years past for my conveyancing in Worcestershire. Now, I need my documents but the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Worcestershire of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.