Can I use your services to locate a Conveyancing solicitor in Colwall even if I’m not purchasing or disposing of a house, for instance where I intend to buy a shop in Colwall with a mortgage from Virgin Money?

Our search tool is mainly utilised to find domestic conveyancing solicitors in Colwall but we have listed towards the bottom of this page some Colwall commercial conveyancing firms. You will need to make contact with the solicitors directly to establish if they are also authorised to represent Virgin Money

We are purchasing a 3 bedroom semi in Colwall. We would like to an extension at the rear at the house.Will legal investigations on the property involve investigations to determine if these alterations were previously refused?

Your solicitor should check the registered title as conveyancing in Colwall will occasionally identify restrictions in the title documents which prevent categories of alterations or need the permission of another owner. Certain works require local authority planning consent and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor prior to committing yourself to a purchase.

Can I be sure that the Colwall conveyancing solicitor on the Yorkshire BS panel is any good?

When it comes to conveyancing in Colwall seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the lawyer conducting your transaction.

I am purchasing a property in Colwall. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Lloyds be concerned?

Given that your lender is Lloyds your lawyer must check the formal requirements contained in Part 2 of UK Finance Lenders’ Handbook for Lloyds. The Council of Mortgage Lenders’ Handbook includes minimum provisions for solar panel roof-space leases, and conveyancing practitioners are required to report to Lloyds where a lease does not comply with these specifications. The specifications relate to the installation of panels on properties countrywide and is not restricted to Colwall.

How does conveyancing in Colwall differ for new build properties?

Most buyers of new build premises in Colwall come to us having been asked by the builder to sign contracts and commit to the purchase even before the residence is constructed. This is because builders in Colwall usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Colwall or who has acted in the same development.

Due to the input of my in-laws I had a survey completed on a house in Colwall in advance of appointing lawyers. I have been advised that there is a flying freehold overhang to the property. Our surveyor has said that some mortgage companies will not issue a loan on a flying freehold property.

It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. If you e-mail us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Colwall. Conveyancing may be slightly more expensive based on your lender's requirements.

My wife and I purchased a leasehold house in Colwall. Conveyancing and Virgin Money mortgage are in place. I have received a letter from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1994. The conveyancing practitioner in Colwall who acted for me is not around. Do I pay?

The first thing you should do is contact HMLR to be sure that this person is in fact the registered owner of the freehold reversion. It is not necessary to incur the fees of a Colwall conveyancing solicitor to do this as it can be done on-line for less than a fiver. Rest assured that in any event, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Leasehold Conveyancing in Colwall - A selection of Queries before Purchasing

The best form of lease structure is where the freehold title is in the ownership of the leaseholders. In this situation the leaseholders benefit from being in charge if their destiny and even though a managing agent is usually retained if it is bigger than a house conversion, the managing agent acts for the leaseholders themselves. You will want to discover as much as possible regarding the managing agents as they will affect your use and enjoyment of the property. Being a leasehold owner you are frequently at the mercy of the managing agents from a financial perspective and when it comes to daily matters like the cleanliness of the common parts. Enquire of other people if they are happy with their service. In conclusion, investigate as to the dates that the maintenance charges are due to the appropriate party and precisely what you get for your money. Are any of leasehold owners in arrears of their service charge liability?