My father informed me that in purchasing a property in Lydney there could be a number of restrictions limiting what one can do in terms of external changes to the property. Is this right?

We are aware of a number of properties in Lydney which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Lydney should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We are buying a 3 bedroom semi in Lydney. The intention is to carry out a loft conversion at the house.Will legal investigations on the property include investigations to determine if these works are allowed?

Your solicitor will check the registered title as conveyancing in Lydney can sometimes identify restrictions in the title documents which prohibit categories of works or need the consent of another owner. Many works need local authority planning permissions and approval in compliance with building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these issues with a surveyor prior to committing yourself to a purchase.

I have been advised by my lawyer that lack of planning permission insurance is necessary on my purchase. What is the level of cover for Lydney conveyancing?

The appropriate level of lack of planning permission indemnity insurance should be dictated by who your lender. It would differ for example between Yorkshire Building Society and Coventry Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.

Various online forums that I have come across warn that are the number one cause of hinderance in Lydney conveyancing transactions. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) published conclusions of research by MoveWithUs that conveyancing searches do not figure within the top 10 causes of hindrances in the conveyancing process. Local searches are unlikely to feature in any holding up conveyancing in Lydney.

How does conveyancing in Lydney differ for newly converted properties?

Most buyers of new build property in Lydney contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is finished. This is because new home sellers in Lydney typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Lydney or who has acted in the same development.

Can you provide any advice for leasehold conveyancing in Lydney with the purpose of expediting the sale process?

• A significant proportion of the delay in leasehold conveyancing in Lydney can be bypassed if you get in touch lawyers the minute you market your property and ask them to collate the leasehold documentation needed by the purchasers’ representatives.
If you have carried out any alterations to the property would they have required Landlord’s permission? Have you, for example laid down wooden flooring? Lydney leases often stipulate that internal structural alterations or installing wooden flooring require a licence issued by the Landlord consenting to such changes. If you dont have the approvals in place do not communicate with the landlord without contacting your conveyancer in the first instance. You may think that you are aware of the number of years remaining on your lease but you should double-check via your conveyancers. A purchaser's lawyer will be unlikely to recommend their client to proceed with the purchase of a leasehold property the remaining number of years is below 80 years. In the circumstances it is essential at an as soon as possible that you consider whether the lease term requires a lease extension. If it does, contact your solicitors before you put your home on the market for sale. If you are supposed to have a share in the Management Company, you should make sure that you have the original share certificate. Arranging a new share certificate is often a lengthy process and delays many a Lydney home move. If a new share certificate is necessary, do contact the company director and secretary or managing agents (where relevant) for this at the earliest opportunity.

Lydney Leasehold Conveyancing - A selection of Queries Prior to Purchasing

Are any of leasehold owners in arrears of their service charge liability? What is the service charge and ground rent on the property? The answer will be important as a) areas can result in problems in the block as the common areas may begin to deteriorate where repairs remain unpaid b) if the leasehold owners have an issue with the running of the building you will wish to have complete disclosure

Can a conveyancer remove a person from the title of my property in Lydney ?

Extracting or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a conveyancing practitioner to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancing practitioner