The Mitcheldean conveyancing firm handling our Mitcheldean conveyancing has spotted a discrepancy when comparing the assumptions in the valuation report and what is in the legal papers for the property. My solicitor says that he needs to check that the lender is happy with this discrepancy and is still content to lend. Is my conveyancer’s approach legitimate?

Your property lawyer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

We are purchasing a flat and need a conveyancing solicitor in Mitcheldean who is on the Nottingham approved panel. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nottingham . We don't recommend any particular firms conducting conveyancing in Mitcheldean.

I am considering applying for a Yorkshire BS mortgage for purchase of a newly converted (under development) in Mitcheldean with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Yorkshire BS ?

In theory, you could use a solicitor that is not on the Yorkshire BS conveyancing panel, but Yorkshire BS would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.

Taking into account that I will soon part with over three hundred thousand on 3 bedroom house in Mitcheldean I wish to have a conversation with the solicitor regarding thehome move prior to instructing the firm. Is this something that you can arrange?

We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the solicitor who will be doing your property ownership legalities in Mitcheldean.There is no ‘factory style conveyancing’ - every client is an important person, not a matter reference. The solicitors that we put you in touch with believe that the fees you are provided with for your conveyancing in Mitcheldean should be the amount on the final invoice that you end up paying.

Planning to complete next month on a basement flat in Mitcheldean. Conveyancing solicitors inform me that they report fully tomorrow. What should I be looking out for?

The report on title for your leasehold conveyancing in Mitcheldean should include some of the following:

You should know whether the lease permits you to change or upgrade anything in the premises- you should be made aware as to whether any restrictions applies to all alterations or limited to structural alteration, and whether permission is mandated necessary You need to be told what counts as a Nuisance as far as the lease is concerned How long the lease is. You should be advised as what happens when the lease expires, and informed of the importance of not letting the lease term falling below eighty years What you can do if a neighbour is in violation of a provision in their lease?

I own a split level flat in Mitcheldean, conveyancing was carried out half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Similar flats in Mitcheldean with an extended lease are worth £176,000. The average or mid-range amount of ground rent is £50 levied per year. The lease runs out on 21st October 2104

With just 80 years unexpired we estimate the price of your lease extension to be between £8,600 and £9,800 as well as costs.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure without more comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward based on this information before getting professional advice.