I am getting a mortgage with Santander. My intention is to use a Licensed Conveyancer in Ross On Wye. Does the Santander Conveyancing panel exclude Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I am acquiring a brand new apartment in Ross On Wye and my conveyancer is informing me that she has to the lender to reveal incentives from the builder. I am nearing the developer’s deadline to exchange and I don't want to delay the conveyancing. Is my lawyer right?
You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I have recentlyfound out that Stirling Law have closed. They carried out my conveyancing in Ross On Wye for a purchase of a leasehold flat 10 months ago. How can I be sure that the property is not still registered in the name of the former proprietor?
The easiest way to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Ross On Wye conveyancing specialists.
Due to the advice of my in-laws I had a survey completed on a house in Ross On Wye in advance of retaining conveyancers. I have been told that there is a flying freehold aspect to the property. Our surveyor has said that some banks may not grant a loan on this type of premises.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. If you contact us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Ross On Wye. Conveyancing may be slightly more expensive based on your lender's requirements.
How simple is it to switch solicitor as I need to retain a firm on the Alliance & Leicester conveyancing panel. I hired a family conveyancing solicitor in Ross On Wye round the corner but the firm is not accepted by Alliance & Leicester
We will our best to assist in finding you a conveyancing solicitor in Ross On Wye on the Alliance & Leicester panel. Please note that the solicitors that we work with do not pay us commission if you instruct them and are regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Ross On Wye. Using search facility on this page, you can scrutinise costs for conveyancing solicitors in Ross On Wye and beyond.