It is 10 years ago since I bought my house in Herefordshire. Conveyancing lawyers have just been instructed on the sale but I am unable to locate the title deeds. Is this a problem?
You need not be too concerned. Firstly there is a possibility that the deeds will be retained by the lender or they may be in the possession of the solicitor who handled the purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring current official copies of the land registers. Most conveyancing in Herefordshire relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
My partner and I are close to exchanging contracts on the sale of our property in Herefordshire and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any local conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers instructed an internet conveyancing outfit as opposed to a conveyancing solicitor in Herefordshire. We have lived in Herefordshire for 5 years we know of no issue. Should we get in touch with our local Authority to get clarification that there is no issue.
It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I have recentlybeen informed that Arc property Solicitors have been shut down. They carried out my conveyancing in Herefordshire for a purchase of a freehold house 18 months ago. How can I establish that my home is in my name in the name of the former proprietor?
The easiest way to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Herefordshire conveyancing specialists.
Just had an offer accepted on a new build flat in Herefordshire. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Herefordshire
Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please confirm the Lease plans are architect prepared. There must be mutual enforceability of lessee’s covenants.
Due to the input of my in-laws I had a survey completed on a property in Herefordshire prior to instructing solicitors. I have been informed that there is a flying freehold aspect to the house. My surveyor has said that some lenders will refuse to issue a mortgage on such a home.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. If you e-mail us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Herefordshire. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Herefordshire to see if the conveyancing will be more expensive.