My IFA says he needs my Herefordshire solicitor’s panel member for the Lloyds conveyancing panel. Can you suggest how I obtain this. I have contacted my local Herefordshire office but they cant find it on their system.

Have you tried calling your Herefordshire conveyancer about this?. Most Herefordshire conveyancing firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.

My wife and I are purchasing a newly constructed duplex in Herefordshire and my conveyancer is advising me that she has to the lender to reveal incentives from the seller. I am nearing the developer’s deadline to sign contracts and I would rather not prolong matters. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

We are looking to buy a property and need a conveyancing solicitor in Herefordshire who is on the Aldermore solicitor panel. Could you point me in the right direction as regards a solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Aldermore . We don't recommend any particular firms conducting conveyancing in Herefordshire.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Herefordshire. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Herefordshire

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please confirm the Lease plans are surveyor prepared.

Due to the advice of my in-laws I had a survey completed on a property in Herefordshire before retaining conveyancers. I have been told that there is a flying freehold overhang to the house. The surveyor advised that some mortgage companies will not grant a mortgage on this type of premises.

It depends who your proposed lender is. HSBC has different instructions from Nationwide. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Herefordshire. Conveyancing may be slightly more expensive based on your lender's requirements.