I am buying a property for cash in Herefordshire. I have resided for the previous dozen years in Herefordshire. Conveyancing searches are exorbitant. As I have knowledge of the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a home loan, then all but one or two of the Herefordshire conveyancing searches are optional. Your solicitor will ’encourage you, perhaps strongly, that you should have searches completed, but she has a professional duty to do this. One thing to bear in mind; if you are likely to dispose of the house one day, it may be of interest to your prospective buyer what the searches reveal. Sometimes premises with no practical issues can still reveal unpredicted search results. A competent conveyancing solicitor in Herefordshire should be able to give you some sensible guidance in this regard.
We note that you have a search directory identifying firms on the Skipton conveyancing panel. Do companies pay you a referral fee if I instruct them for our own conveyancing in Herefordshire?
We are a listing service only for law firms wishing to communicate if they are on the Skipton conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Herefordshire.
I used Wolstenholmes a few years past for my conveyancing in Herefordshire. I now require my papers but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Herefordshire of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing a new build house in Herefordshire with a loan from Alliance & Leicester . The sellers would not budge the amount so I negotiated 6k of additionals instead. The sale representative suggested that I not disclose to my solicitor about the side-deal as it would affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey completed on a property in Herefordshire prior to instructing conveyancers. I have been told that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies may not give a loan on such a home.
It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Herefordshire. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Herefordshire to see if the conveyancing will be more expensive.