Will my conveyancing lawyers need to check that the building insurance when buying a house in Hereford. My lender is Accord Mortgages

Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 16/8/2025, the requirements read as follows :

My wife and I purchasing a end of terrace house in Hereford. Our aim is to carry out a loft conversion at the house.Will legal investigations on the property include checks to determine if these alterations are prohibited?

Your conveyancer should check the registered title as conveyancing in Hereford can occasionally reveal restrictions in the title documents which prohibit certain changes or necessitated the consent of another owner. Certain extensions need local authority planning permissions and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.

We are getting the release of further funds on our mortgage from Leeds Building Society as we want to carry out renovations to our property in Hereford. Are we obliged to select a local Hereford solicitor on the Leeds Building Society conveyancing panel to handle the paperwork?

Leeds Building Society would not normally instruct firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society panel.

I have today made my last payment due on my mortgage with Skipton. I assume I don't need a Hereford property lawyer on the Skipton panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Skipton has sent the Land Registry the discharge electronically, and
3. Skipton has instructed the Land Registry to do so

Should commercial conveyancing searches reveal impending roadworks that may impact a commercial premises in Hereford?

Its becoming the norm that commercial conveyancing solicitors in Hereford will execute a SiteSolutions Highways report as it reduces the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Hereford. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Hereford.

For every commercial conveyancing transaction in Hereford it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could cause delays to Hereford commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Hereford.

I am downsizing from my home. My past solicitors has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Hereford if that makes things easier.

Do use our search tool to help you find a solicitor for your conveyancing in Hereford. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.

My cousin has urged me to instruct his conveyancers in Hereford. Do I follow his guidance?

There are no two ways about it the ideal way to find a conveyancing solicitor is to get guidance from friends or family who have actually experience in using the conveyancer you're contemplating using.