Do the conveyancing solicitors identified via your search tool conduct auction conveyancing in Tetbury?

We know of a number of auction practitioners we can put you in touch with those specialising in auction conveyancing. Tetbury is just one of hundreds of locations where our lawyers are based.

Having sold my house in Tetbury last September yet the purchaser is telephoning every few hours complaining that his conveyancer needs to hear from mylawyer. What are the post completion sale legalities now that I have sold?

Following your house sale your solicitor should deliver the transfer documentation and all additional paperwork to the purchaser's lawyers. If applicable, your solicitor must also confirm that the legal charge in favour of the lender has been repaid to the buyers solicitors. There are no post completion formalities specific conveyancing in Tetbury.

There are a variety of conveyancing solicitors in Tetbury but how do I know who I should use?

We would encourage you not to base your choice on the lowest Tetbury conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.

I have been told by my lawyer that chancel insurance is necessary on my purchase. What is the level of cover for Tetbury conveyancing?

The appropriate level of chancel indemnity insurance depends on your lender. It would differ for example between Santander and Chelsea Building Society. Conveyancing practitioners as opposed to members of the public take out such insurances.

I have instructed a Tetbury conveyancing practitioner having checked that they are on the Co-operative conveyancing panel. Does my lawyer arrange the survey of the property?

Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Tetbury postcode. As you are getting a mortgage with Co-operative, you could contact them to see if they have a list of approved surveyors in Tetbury.

I have been on the look out for a leasehold apartment up to £305k and found one round the corner in Tetbury I like with amenity areas and transport links nearby, the downside is that it only has 49 years unexpired on the lease. I can't really find anything else in Tetbury suitable, so just wondered if I would be making a grave error purchasing a short lease?

Should you need a home loan the remaining unexpired lease term may be a potential deal breaker. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of twenty four months you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.

Last December I purchased a leasehold property in Tetbury. Am I liable to pay service charges relating to a period prior to my ownership?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I am the registered owner of a split level flat in Tetbury, conveyancing formalities finalised August 1995. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding properties in Tetbury with an extended lease are worth £206,000. The ground rent is £45 levied per year. The lease runs out on 21st October 2091

With only 67 years left to run we estimate the price of your lease extension to span between £10,500 and £12,000 as well as professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.