Recently been in touch with my conveyancing lawyer in Fareham who acted for me two years ago and wanted a conveyancing estimate based on an identical type of home move (a leasehold residence and a freehold premises) of similar values with a mortgage from . I am now being charged twice the amount. Am I right to be tempted to shop around for an alternative conveyancer?

The quote is slightly on the steep side. If you shop around you might trim some of the expense by say £125. That being said, if you were satisfied with the conveyancing the firm offered you maycome to regret choosing an a cheaper solicitor. Don't forget to be sure the solicitor can represent . Do employ our search tool to select a Fareham conveyancing firm on the member panel, which can often include conveyancing solicitors in Fareham.

My aunt advised me that in purchasing a property in Fareham there may be a number of restrictions limiting what one can do in terms of external alterations to a property. Is this right?

We are aware of a number of properties in Fareham which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Fareham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am due to exchange contracts on my apartment. I had a double glazing fitted in April 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, are being difficult. The Fareham solicitor who is on the conveyancing panel is happy to accept ‘lack of building regulation’ insurance but are requiring a building regulation certificate. Why do have a conveyancing panel if they don't accept advice from them?

It is probably the case that have referred the matter to their valuer. The reason why may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

My offer was accepted on a house in Fareham on , valuation was booked five days after, all came back fine. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the conveyancing panel. Are entitled to hold back the Mortgage pending the lawyer being on the approved list?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for to deal with your lawyer's application to be on the conveyancing panel. There's no guarantee that your solicitor will be accepted.

Should commercial conveyancing searches reveal planned roadworks that may impact a commercial estate in Fareham?

Many commercial conveyancing solicitors in Fareham will execute a SiteSolutions Highways report as it reduces the time that conveyancers expend in looking into accurate data on highways that impact buildings and development assets in Fareham. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Fareham.

For each commercial conveyancing transaction in Fareham it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may cause delays to Fareham commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not carried out for residential conveyancing in Fareham.

I'm buying a new build house in Fareham benefiting from help to buy. The builders refused to move on the amount so I negotiated £7000 of extras instead. The estate agent told me not disclose to my lawyer about the side-deal as it could affect my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

When it comes to my conveyancing in Fareham should I be paying VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee

(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Fareham conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the 's time in submitting the funds this way.