lenderpanel

Find a Carisbrooke Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Carisbrooke? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Carisbrooke transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Carisbrooke conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Carisbrooke

Do the conveyancing practitioners indexed on your site carry out right to buy conveyancing in Carisbrooke?

We work with plenty of conveyancing specialists who can handle right to buy transactions Please get in touch with us in order to secure a costs calculation.

I am helping my mother sell her house in Carisbrooke. Will the solicitor arrange an energy performance certificate or do I organise this?

Following the abolition of Home Packs, energy assessments was retained a compulsory part of moving property. An energy assessment should be to hand in advance of the property being marketed. This is not a task that solicitors normally organise. If you are using a Carisbrooke conveyancing solicitor they might be able to arrange energy performance certificates given their contacts with reputable local energy assessors

We had selected solicitors based in Carisbrooke on the Bank of Ireland solicitor panel. They have just invoiced me an additional sum for dealing with the Bank of Ireland mortgage. Is this an additional conveyancing fee specified by Bank of Ireland?

As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your conveyancing practitioner can levy a fee for this. The charge is not dictated by Bank of Ireland but by your Carisbrooke conveyancer. Numerous firms on the Bank of Ireland panel will charge an ‘acting for lender’ fee but plenty of practices incorporate it on their overall fee.

Having digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Carisbrooke solicitor - who is on the Bank of Ireland conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?

Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Carisbrooke postcode. As you are getting a mortgage with Bank of Ireland, you could contact them to see if they have a list of approved surveyors in Carisbrooke.

I need some quick conveyancing in Carisbrooke as I am faced with pressure to sign on the dotted line in less than 2 weeks. Thankfully I do not need a mortgage. Is it possible to decline from having conveyancing searches to save money and time?

As you are not obtaining a home loan you are at free not to do searches although no solicitor would suggest that you don't. Drawing on our experience of conveyancing in Carisbrooke the following are examples of issues that can appear and adversely impact future saleability: Refused Planning Applications, Outstanding Charges, Overdue Grants, Road Schemes,...

I have been on the look out for a ground for flat up to £245,000 and identified one round the corner in Carisbrooke I like with open areas and station in the vicinity, the downside is that it's only got 51 years on the lease. There is not much else in Carisbrooke in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?

If you require a home loan the shortness of the lease will likely be problematic. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of twenty four months you may ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.

I own a leasehold house in Carisbrooke. Conveyancing and Skipton Building Society mortgage are in place. I have received a letter from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1996. The conveyancing practitioner in Carisbrooke who previously acted has long since retired. Any advice?

The first thing you should do is contact the Land Registry to make sure that the individual claiming to own the freehold is indeed the new freeholder. There is no need to incur the fees of a Carisbrooke conveyancing solicitor to do this as you can do this on the Land Registry website for less than a fiver. You should note that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I bought a 2 bed flat in Carisbrooke, conveyancing having been completed half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Corresponding flats in Carisbrooke with over 90 years remaining are worth £197,000. The average or mid-range amount of ground rent is £55 levied per year. The lease runs out on 21st October 2075

With only 56 years unexpired we estimate the premium for your lease extension to range between £29,500 and £34,000 plus costs.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide the actual costs in the absence of detailed investigations. You should not use this information in tribunal or court proceedings. There may be additional issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first getting professional advice.

Last updated

Find out more about how flying freehold can affect your the value of a property.