We were about to retain a conveyancing solicitor in Sandown recommended on your site but stumbled across alternative costs illustrations via the web look cheaper – why is this?

There are a variety of conveyancing companies marketing at first sight what seems to be very low prices. You should think twice about how important this transaction is to you that want to be penny wise pound foolish in relation to the quality of the conveyancing. Many of them list a low fee as a headline but conceal additional charges in the small print..

Why do I have to pay up front for conveyancing in Sandown?

Where you are retaining lawyers for conveyancing in Sandown your lawyer will ask you put them with funds to cover the the cost of the conveyancing searches. Normally this is requested to cover the fees of the Local Authority Search. When the down payment is as part of the total price then this should be asked for shortly before exchange of contracts. The closing balance that is needed should be sent to your lawyer shortly before completion.

My wife and I are buying a house in Sandown. I might seem paranoid but how we can trust a conveyancer? At some point we will need to deposit our life savings into their account. What is the protection we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I am purchasing a detached bungalow in Sandown. The intention is to an extension at the rear at the property.Will the conveyancing process include enquiries to determine if these works were previously refused?

Your property lawyer will check the deeds as conveyancing in Sandown can on occasion reveal restrictions in the title deeds which restrict categories of changes or need the permission of another owner. Certain additions call for local authority planning consent and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor before you commit yourself to a purchase.

My partner and I are spending time looking at flats in Sandown and I am now considering a potential offer. Is it best to have a lawyer on ‘stand by’? I will be getting a mortgage with Yorkshire BS.

It would be prudent to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. As you are obtaining a mortgage with Yorkshire BS, make sure you remember to check that your lawyer is on the Yorkshire BS conveyancing panel.

I'm buying my first flat in Sandown with a mortgage from Accord Mortgages Ltd. The builders refused to budge the price so I negotiated £7000 of additionals instead. The estate agent told me not disclose to my lawyer about this deal as it could impact my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to retain a conveyancing solicitor for sale conveyancing in Sandown. I happened to discover a web site which appears to be the perfect solution If it is possible to get all this stuff done via email that would be preferable. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?