Last March we completed a house move in Ealing. We have noticed several problems with the house which we believe were overlooked in the conveyancing searches. Is there anything we can do? What searches should? have been carried out for conveyancing in Ealing?
It is not clear from the question as what problems have arisen and if they are relate to conveyancing in Ealing. Conveyancing searches and investigations initiated as part of the buying process are designed to help avoid problems. As part of the process, a seller answers a document referred to as a SPIF. If the information ends up being misleading, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Ealing.
Do the Building Society Association intend to launch a search tool with a view to list firms on the Loughborough BS conveyancing panel for example in Ealing?
We have not been informed any plans on the part of the BSA to promote such a tool.
I own a renovated Edwardian house in Ealing. Conveyancing solicitor represented me and Alliance & Leicester . I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the matching property. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Ealing and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with your conveyancing solicitor who conducted the purchase.
Due to the advice of my in-laws I had a survey completed on a property in Ealing prior to retaining conveyancers. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some lenders may not grant a loan on a flying freehold house.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Ealing. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it simple use your search facility to get a costs illustration from a conveyancing lawyer in Ealing on the panel for my mortgage?
Step one is to choose a lender such as Accord Mortgages Ltd, Barnsley Building Society or Nottingham Building Society then choose your preferred area for instance Ealing. Conveyancing practices in Ealing and nationally will then be identified.