My uncle passed away 10 months ago and as sole heir and executor I was left the house in Perivale. The house had a small mortgage remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?

If you intend to re-mortgage then UBS will insist on your using a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.

I am assisting my sister sell her flat in Perivale. Does the conveyancer commission the EPC or it is for the seller to coordinate?

After the abolition of Home Packs, energy assessments was kept a compulsory component of moving property. An energy assessment should be commissioned prior to the property being advertised. It is not something that conveyancers normally organise. Where you are using a Perivale conveyancing practitioner they may be able to arrange energy performance certificates due to their relationships with long established local assessors

Is there a list of Kent Reliance panel conveyancers in Perivale on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such directory service on the CML or Building Society Association sites. Very few lending institutions make their panel listings visible over the internet. If you are looking for a Perivale lawyer on the Kent Reliance please use our tool.

Is it the case that all Perivale solicitor practices on the Principality conveyancing panel are overseen by the Solicitors Regulatory Authority?

As solicitors, in order to be on the Principality approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. Some banks do permit licenced conveyancers on their panel in which case such firms would be overseen by the CLC.

I am buying a new build flat in Perivale. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Perivale

Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are surveyor prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. There must be mutual enforceability of lessee’s covenants.

Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what should have been a simple, chain free conveyancing. Perivale is the location of the property. Can you offer any advice?

Flying freeholds in Perivale are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Perivale you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Perivale may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

How simple is it to use the search tool to choose a conveyancing practitioner in Perivale on the authorised to act for my mortgage?

Step one is to pick a mortgage company such as Santander, Virgin Money or TSB then choose your preferred area a common one being Perivale. Conveyancing firms in Perivale and further afield should be listed.