My grandfather passed away last year and as sole heir and executor I was left the property in Petersham. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to , pay off the mortgage. Is this allowed?

Where you plan to re-mortgage then will insist on your using a conveyancer on the conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the mortgage is registered as a charge at the Land Registry.

Can I be sure that the Petersham conveyancing solicitor on the panel is any good?

When it comes to conveyancing in Petersham obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the lawyer conducting your conveyancing.

We have agreed to purchase a house in Petersham. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender be concerned?

Given that you are obtaining a mortgage with your lawyer must check the formal requirements set out in Section two of UK Finance Lenders’ Handbook for . The Council of Mortgage Lenders’ Handbook includes minimum provisions for solar panel roof-space leases, and are required to report to where a lease does not meet these provisions. The specifications relate to the installation of panels on properties countrywide and is not restricted to Petersham.

We expect to receive a OIP from this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do recommend any Petersham solicitors on the conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Petersham solicitors independently although you'll need to choose one on the conveyancing panel. The solicitor represents both you and through the process.

What does a local search inform me concerning the house my wife and I purchasing in Petersham?

Petersham conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search organisations for example Searchflow The local search is essential in every Petersham conveyancing purchase; as long as you wish to avoid any nasty once you have moved into your new home. The search will reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.

About to purchase a new build flat in Petersham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Petersham

Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

My son is embarking on her first house purchase, the home loan was agreed last week in principle. When the seller agreed the offer on the house we called the lender to issue the formal offer. I was disappointed to discover that mortgage lenders do not accept all , they have to be on a list, is this legal?

Banks tend to imposes restrictions either the type or the number of conveyancing solicitors on their panel. Typical examples of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that lenders have no responsibility for the quality of advice provided by any Petersham on their panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, conveyancing is not their speciality. To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime? Probably not.