I am expecting a mortgage offer from Lloyds. I hope to enlist the help of a Licensed Conveyancer in Petersham. Does the Lloyds Conveyancing panel include conveyancers regulated by the CLC?

The Lloyds approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

What is the difference between a licensed conveyancer and conveyancing solicitor in Petersham

There are many registered licenced Conveyancers in Petersham and Solicitor practices in Petersham who can help with your conveyancing It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal aspects of the home buying process. They may both also conduct other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

My stepmother advised me that in purchasing a property in Petersham there could be various restrictions affecting the ability to carry out external changes to a property. Is this right?

There are anumerous of properties in Petersham which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Petersham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am buying a property in Petersham. A rare aspect is that the roof has a solar panel. Kent Reliance have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As your lender is Kent Reliance your lawyer must follow the conveyancing requirements contained in Part two of UK Finance Lenders’ Handbook for Kent Reliance. The CML Handbook stipulates minimum requirements for solar panel roof-space leases, and lawyers are required to report to Kent Reliance where a lease fails to comply with these requirements. The requirements relate to the installation of panels on properties countrywide and is not isolated to Petersham.

I'm buying a new build house in Petersham with a loan from Britannia. The developers refused to budge the amount so I negotiated £7000 of extras instead. The sale representative told me not to tell my solicitor about this side-deal as it would jeopardize my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How do I use your search tool to choose a conveyancing lawyer in Petersham on the approved list for my lender?

First choose a mortgage company such as Accord Mortgages Ltd, Bank of Scotland or TSB then choose your preferred area e.g. Petersham. Conveyancing practices in Petersham and beyond will then be identified.

My father has recommend that I appoint his conveyancers in Petersham. Do I follow his advice?

No doubt it’s preferable to find a conveyancing lawyer is to seek referrals from friends or family who have actually previously instructed the firm that you are contemplating using.