My mortgage broker has asked me for my East Sheen law firm’s panel reference for the Nationwide conveyancing panel. How do I discover this. I have called my local East Sheen branch but they have not responded to me.

You are best placed to get this information from your East Sheen property lawyer . Most East Sheen law practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.

It has been 3 months since my purchase conveyancing in East Sheen completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am buying my first flat in East Sheen benefiting from help to buy. The developers refused to budge the amount so I negotiated 6k of additionals instead. The property agent advised me not to tell my solicitor about this extras as it will adversely affect my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey done on a house in East Sheen before appointing lawyers. I have been told that there is a flying freehold aspect to the house. The surveyor has said that some lenders will refuse to grant a mortgage on a flying freehold property.

It depends who your proposed lender is. Santander has different instructions for example to Birmingham Midshires. Should you wish to call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in East Sheen. Conveyancing may be slightly more expensive based on your lender's requirements.

I need to retain a conveyancing solicitor for my conveyancing in East Sheen. I've stumble upon a web site which appears to be the ideal offering If it is possible to get all formalities done via phone that would be preferable. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?