My wife and I are purchasing a apartment in Mortlake. It might be a silly question but how we can trust a solicitor? On completion day we have to send money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
The formalities of my remortgage has taken place for my property in Mortlake. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
It is unclear whether my bank requires a lease extension. I have called into my local Mortlake bank branch on various occasions and was told they are content with the situation and they will lend. My Mortlake conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they will not lend in accordance with their specific requirements. Who do I believe?
Provided that the solicitor is on the bank approved list, they must follow the CML Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I used Arc property Solicitors a few years past for my conveyancing in Mortlake. I now require my file however cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Mortlake of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm remortgaging my current property to a buy to let mortgage with Godiva Mortgages Ltd and intend to use the remaining equity as a down payment on further house. The neighborhood we are talking about is Mortlake. Will your lawyers be able to act for the two mortgage companies and link together the conveyances?
Do use our search tool on this site to check that the solicitors are on the appropriate lender panels. On the basis that they are your conveyancer will be able to tie up the two deals but you should have a chat with you lawyer and make apparent your desired outcome and needs.
My husband and I are 18 days into a leasehold purchase having been recommend to conveyancers by the estate agent to execute conveyancing in Mortlake. I am not happy. Could you you assist me in finding new lawyers?
A solicitor would have to be really bad to suggest diss instructing them. Has your mortgage been issued? In the event that it has you need to advise them of the new solicitor and get the loan are issued to the new lawyers. The solicitor ideally should be on the lenders approved list to avoid added costs and complications. So that should be your starting point. Our search tool can help you find a lender approved solicitor for your home move in Mortlake
We expect to complete the disposal of our £125,000 apartment in Mortlake in 10 days. The managing agents has quoted £324 for Certificate of Compliance, insurance certificate and previous years statements of service charge. Is the landlord entitled to charge such fees for a leasehold conveyance in Mortlake?
For the majority of leasehold sales in Mortlake conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
Answering pre-exchange enquiries
Where consent is required before sale in Mortlake
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I am the leaseholder of a two-bedroom flat in Mortlake. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal make a decision on the sum payable for a lease extension?
Absolutely. We can put you in touch with a Mortlake conveyancing firm who can help.
An example of a Freehold Enfranchisement decision for a Mortlake flat is 19 St. Margarets Crescent in August 2010. the tribunal was of the view that the premium to be paid by the leaseholder for the freehold reversion was £51,983.00 This case affected 3 flats. The unexpired lease term was 66.25 years.