My husband and I are purchasing a purpose built apartment in Roehampton with a mortgage from Coventry Building Society.We like our Roehampton conveyancing solicitor but Coventry Building Society advised that she’s not on their "panel". We have to appoint a Coventry Building Society panel lawyer or keep our local solicitor and pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
No, not really. The home loan offered to you is subject to its various provisions, a common one being that solicitors must be on the Coventry Building Society approved list. Until recently, most mortgage companies had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Coventry Building Society
We had instructed solicitors based in Roehampton on the UBS solicitor panel. They are now charging me a supplemental amount for handling the UBS mortgage. Is this a supplemental conveyancing fee specified by UBS?
As unfair as it may seem, as long as it’s in their Terms of Engagement or Quote then yes your conveyancing practitioner may levy a fee for this. The charge is not set by UBS but by your Roehampton lawyer. Numerous firms on the UBS panel will charge ’dealing with mortgage’ fee but many practices include it on their overall fee.
Last month we had a mortgage agreed in principle with Clydesdale. Roehampton conveyancing lawyers were selected. What is the average time that one could expect to receive a mortgage offer from Clydesdale?
There is no definitive answer here. Have Clydesdale done the valuation? Have you informed Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am expecting a OIP from Kent Reliance this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Roehampton solicitors on the Kent Reliance conveyancing panel, or is it better to go independently?
You will need to appoint Roehampton solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.
I purchased my house on 5 October and the transaction details is not yet registered. Should I be concerned? My conveyancing solicitor in Roehampton expressed confidence that it should be formalised in less than a month. Are transfers in Roehampton particularly slow to register?
There is nothing unique about conveyancing in Roehampton registration formalities. Rather than based on location, timeframes can vary depending on the party submitting the application, whether it is in order and whether the Land registry need to notify any interested parties. As of today approximately three quarters of such applications are fully dealt with in less than three weeks but some can be subject to protracted delays. Registration is effected after the buyer is living at the premises so an expedited registration is not usually top priority but if it is urgent that the the registration takes place urgently then you or your solicitor must communicate with the Registry to express the reasoning for the application to be prioritised.
What does commercial conveyancing in Roehampton cover?
Non domestic conveyancing in Roehampton covers a wide range of services, provided by regulated solicitors, relating to business property. For example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
As co-executor for the estate of my uncle I am selling a house in Cardiff but reside in Roehampton. My conveyancer (based 235 kilometers from meneeds me to sign a stat dec ahead of completion. Could you suggest a conveyancing solicitor in Roehampton who can attest and place their company stamp on the document?
Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are Roehampton based