My fiance and I swapping mortgage lender for our maisonette in Castelnau with Barclays. We have a son approaching twenty who lives with us. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the property is forfeited by the lender. I have two questions (1) Is this document specific to the Barclays conveyancing panel as he did not need to sign this form when we remortgaged 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

First, rest assured that your Barclays conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Barclays. This is solely used to protect Barclays if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Barclays had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

As someone with no idea as to the Castelnau conveyancing process what’s your top tip you can give me concerning the ownership transfer in Castelnau

Not many law firms or advisers will tell you this but conveyancing in Castelnau and elsewhere in England and Wales is an adversarial process. In other words, when it comes to conveyancing there is an abundance of opportunity for conflict between you and other parties involved in the home moving process. For instance, the seller, property agent and sometimes the lender. Selecting a solicitor for your conveyancing in Castelnau should not be taken lightly as your conveyancer is your adviser, and is the SOLE party in the transaction whose role it is to protect your legal interests and to keep you safe.

There is a distinct ongoing adversarial element to conveyancing- someone has to be at fault for the process being so protracted. We recommend that you must always trust your conveyancer ahead of the other players in the conveyancing process.

Do the Building Society Association intend to launch a online directory to list practices on the Darlington Building Society conveyancing panel for instance in Castelnau?

We would not expect to be advised of any plans on the part of the BSA to promote such a register.

Will commercial conveyancing searches disclose impending roadworks that could impact a commercial site in Castelnau?

Its becoming the norm that commercial conveyancing solicitors in Castelnau will carry out a SiteSolutions Highways report as it reduces the time that conveyancers spend in investigating accurate data on highways that impact buildings and development assets in Castelnau. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Castelnau.

For every commercial conveyancing transaction in Castelnau it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately can result in delays to Castelnau commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not conducted for residential conveyancing in Castelnau.

I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a straight forward, no chain conveyancing. Castelnau is the location of the property. Can you offer any opinion?

Flying freeholds in Castelnau are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Castelnau you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Castelnau may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.