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Find a Castelnau Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Castelnau? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Castelnau home move at risk of delay or failure.

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Recently asked questions about conveyancing in Castelnau

The Castelnau conveyancing firm handling our Castelnau conveyancing has uncovered an inconsistency between the information in the home valuation report and what is revealed within the legal papers for the property. My solicitor says that he must check that the lender is happy with this discrepancy and is still content to lend. Is my solicitor’s approach right?

Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

Should my lawyer be making enquiries regarding flooding as part of the conveyancing in Castelnau.

Flooding is a growing risk for solicitors dealing with homes in Castelnau. There are those who purchase a property in Castelnau, fully aware that at some time, it may be flooded. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Solicitors are not qualified to impart advice on flood risk, but there are a number of checks that can be undertaken by the purchaser or by their solicitors which should give them a better appreciation of the risks in Castelnau. The standard property information forms sent to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) contains a usual question of the vendor to discover if the premises has suffered from flooding. In the event that flooding has previously occurred which is not notified by the vendor, then a buyer may issue a legal claim for losses as a result of such an incorrect reply. The buyer’s conveyancers should also carry out an environmental report. This will indicate if there is any known flood risk. If so, further inquiries should be carried out.

Just bought a detached house in Castelnau , how long will it take for the Land Registry to deal with the formalities evidencing my title? My Castelnau conveyancing solicitor has been painfully slow, so I want to be certain the land registry aspects are concluded.

As far as conveyancing in Castelnau is concerned, registration is no quicker or slower than anywhere else in England and Wales. Rather than based on location, timeframes can vary according to who lodges the application, whether it is in order and if the Land registry must send notices to any other parties. As of today roughly 80% of submission are fully addressed within 12 days but some can be subject to extensive delays. Historically registration occurs after the new owner has moved in to the property so an expedited registration is not usually primary concern but if it is urgent that the the registration takes place urgently then you or your lawyers should speak with the land registry and explain the circumstances.

I opted to have a survey carried out on a property in Castelnau in advance of instructing solicitors. I have been informed that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies tend not grant a loan on this type of house.

It varies from the lender to lender. Santander has different instructions for example to Nationwide. Should you wish to call us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Castelnau. Conveyancing may be slightly more expensive based on your lender's requirements.

I need to instruct a conveyancing solicitor for some conveyancing in Castelnau. I've land on a site which looks to be the perfect solution If it is possible to get all the legals done via web that would be preferable. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

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Find out more about how flying freehold can affect your the value of a property.