This question may be naive but I am new to the process as FTB of a garden flat in Ravenscourt Park. Do I collect the keys to the property on the completion date from my lawyer? If this is the case, I will use a High Street conveyancing solicitor in Ravenscourt Park?

On the day of completion you do not need to go to the conveyancers office in Ravenscourt Park. Your solicitors will electronically transfer the purchase money to the seller's conveyancers, and shortly after the monies have arrived, you will be invited to receive the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.

How can we know in advance if a Ravenscourt Park conveyancing solicitor on the TSB panel is any good?

When it comes to conveyancing in Ravenscourt Park getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor conducting your conveyancing.

Completion of my remortgage has taken place for my property in Ravenscourt Park. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?

All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

I'm purchasing my first flat in Ravenscourt Park with a loan from Coventry Building Society. The sellers would not budge the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not reveal to my lawyer about this extras as it would put at risk my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I'm remortgaging my current home to a BTL mortgage with Norwich and Peterborough Building Society and intend to use the remaining equity as a deposit on another house. The neighborhood we are talking about is Ravenscourt Park. Will your solicitors be able to act for both sets of banks and link together the two deals?

Make use of our comparison tool on this page to ensure that the lawyers are approved by both mortgage companies. Having checked that they are your solicitor will be able to tie up the two transactions but you should have a chat with you conveyancer and specify your expectations and needs.

I need to appoint a conveyancing solicitor for sale conveyancing in Ravenscourt Park. I have chance upon a web site which appears to be the ideal answer If there is a chance to get all formalities done via email that would be preferable. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am tempted by the attractive purchase price for a couple of apartments in Ravenscourt Park both have approximately 50 years left on the lease term. Will this present a problem?

There is no doubt about it. A leasehold apartment in Ravenscourt Park is a wasting asset as a result of the shortening lease. The nearer the lease gets to zero years unexpired, the more it reduces the salability of the premises. For most buyers and banks, leases with less than 75 years become less and less attractive. On a more positive note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the premises for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a residence with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Ravenscourt Park conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. More often than not it is possible to negotiate informally with the freeholder to extend the lease. You may find he or she is happy to negotiate informally and willing to consider your offer straight off, without having to involve anyone else. This will save you time and money and it could help you reach a lower price on the lease. You need to ensure that the agreed terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.

After years of correspondence we simply can't agree with our landlord on how much the lease extension should cost for our flat in Ravenscourt Park. Can we issue an application to the Residential Property Tribunal Service?

if there is a missing freeholder or if there is dispute about what the lease extension should cost, under the relevant legislation you can apply to the LVT to decide the amount due.

An example of a Freehold Enfranchisement case for a Ravenscourt Park flat is 19 Crisp Road in June 2009. Following a vesting order (Under section 26 of the Leasehold Reform,Housing and Urban Development Act 1993) The tribunal determined that the premium payable for the acquisition of the freehold was £33,756,apportioned as to£12,285 for the lower at and £21,471for the upper fat. This case related to 2 flats. The unexpired term was 68.32 years.