Find a Belford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Belford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Belford home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Belford conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Belford

My grandson is in the process of securing a newly built flat in Belford with a home loan from RBS. His conveyancer has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?

The document is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the RBS conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the RBS conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

I own a freehold residence in Belford but still charged rent, why is this and what is this?

It is rare for properties in Belford and has limited impact for conveyancing in Belford but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges from 1977 onwards.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.

We are planning to buy with Loughborough BS. We have called around locally yet cant to find a Belford conveyancing firm on the Loughborough BS approved list. Can you assist?

You should make use of the search tool on this site. Pick the mortgage company and type Belford or your preferred area and you will be presented with a number of lawyer located in Belford or by proximity to you.

How does conveyancing in Belford differ for newly converted properties?

Most buyers of new build residence in Belford contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is built. This is because builders in Belford usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Belford or who has acted in the same development.

Am I better off to appoint a Belford conveyancing solicitor based in the area that I am hoping to buy? An old friend can execute the legal formalities but they are based approximately 350miles drive away.

The benefit of a local Belford conveyancing firm is that you can visit the firm to sign paperwork, hand in your identification documents and pester them if necessary. They will also have local knowledge which is a plus. However it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and on the whole were happy that should trump using an unfamiliar Belford conveyancing solicitor just because they are round the corner.

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