Can your site be used to locate a Conveyancing solicitor in Belford even where I’m not purchasing or disposing of a house, for example if I want to buy an office in Belford with a mortgage from Britannia?
Our search tool is primarily utilised to select residential conveyancing solicitors in Belford but we have recorded towards the bottom of this page some Belford commercial conveyancing firms. You will need to speak with the firm directly to establish if they can also act for Britannia
Does a directory service exist listing Nottingham panel solicitors in Belford on the Building Society Association’s Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of mortgage companies make their panel listings viewable over the internet. Where you are in need of a Belford conveyancing practitioner on the Nottingham please make the most of our facility.
I have a mortgage with Nationwide for my property in Belford. Conveyancing was finalised months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Nationwide?
Your original mortgage agreement with Nationwide will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Nationwide’s mortgage conditions. It may be that Nationwide will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nationwide directly. You need not do this via a Nationwide conveyancing panel firm.
The formalities of my purchase has taken place for my property in Belford. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Despite weeks of looking the Title Certificate and documents to my house can not be found. The lawyers who did the conveyancing in Belford 5 years ago have long since closed. What are my next steps?
Assuming the title is registered the details of your proprietorship will be held by the Land Registry under a Title Number. It is possible to perform a search at the Land Registry, locate your house and secure up to date copies of the Registered Entries for a small fee. Where the property is Leasehold then the Land Registry will usually hold a file duplicate of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.
How does conveyancing in Belford differ for new build properties?
Most buyers of new build premises in Belford contact us having been asked by the developer to exchange contracts and commit to the purchase even before the property is finished. This is because new home sellers in Belford typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Belford or who has acted in the same development.
What does commercial conveyancing in Belford cover?
Belford conveyancing for business premises covers a broad range of services, offered by qualified solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.