Find a Chathill Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chathill? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chathill conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Chathill conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Chathill

Why is leasehold purchase conveyancing in Chathill costs more?

Chathill leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving relevant notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.

My solicitor has informed me that breach of easement insurance is necessary on my purchase. What is the level of cover for Chathill conveyancing?

The right level of breach of easement indemnity insurance should be dictated by who who your lender is. It would differ for example between National Westminster Bank and Coventry Building Society. Conveyancing lawyers as opposed to members of the public take out such insurances.

is it true that all Chathill solicitors on the Santander conveyancing panel are regulated by the Solicitors Regulatory Authority?

As a firm of solicitors, in order to be on the Santander conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Many lenders do list licenced conveyancers on their panel and in that case the practice would be overseen by the Council of Licensed Conveyancers.

I was told four weeks ago that my mortgage has been agreed to by UBS. Is it usual for UBS to only issue the offer once my solicitor in Chathill is approved on their conveyancing panel? UBS have asked my solicitor to see a copy of their PI Insurance.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.

I've recently found out that there is a flying freehold element on a property I put an offer in last month in what should have been a simple, chain free conveyancing. Chathill is the location of the property. Can you shed any light on this issue?

Flying freeholds in Chathill are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Chathill you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chathill may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

We're novice buyers - had an offer accepted, yet the selling agent advised that the owners will only issue a contract if we appoint the agent's preferred lawyers as they want a ‘quick sale’. Our preferred option is to instruct a high street conveyancer who is familiar with conveyancing in Chathill

We suspect that the seller is not behind this demand. If they desire ‘a quick sale', alienating a genuine purchaser is likely to cause more damage than good. Contact the owners directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you are chain free (d) you wish to move quickly (e)however you will continue to use your preferred Chathill conveyancing lawyers - rather thanthose that will give their estate agent a referral fee or achieve conveyancing figures pre-set by senior management.

Please can you clarify what options are available to me where my Chathill conveyancing searches reveals negative results?

Usually, the majority of concerns arising from Chathill conveyancing search responses can be handled before completion or title insurance could possibly be put in place. It is important to remember that although you are purchasing the premises and may be willing to live with the search results, your lender may not, and when all said and done the decision rests with them.

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Find out more about how flying freehold can affect your the value of a property.