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Find a Alnmouth Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Alnmouth? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Alnmouth home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Alnmouth conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Alnmouth

We were about to choose a conveyancing solicitor in Alnmouth recommended using your comparison tool but have come across some other estimates via the web look less pricey – how come?

You can find lots of solicitors marketing theoretically looks to be extremely cheap conveyancing in Alnmouth. You should give due consideration as to how important this transaction is to you that want to be penny wise pound foolish over the quality of the conveyancing. Many of them list a bargain quote to catch your eye but plant additional charges in the small print..

We are downsizing from our home in Alnmouth and according to the buyers it appears that there is a risk of it being built on contaminated land. Any local lawyer would know that there is no such problem. For the life of me I don't know why the buyers are using a nationwide conveyancing practice rather than a conveyancing solicitor in Alnmouth. We have lived in Alnmouth for three years we know that this is a non issue. Do we contact our local Authority to seek confirmation that the buyers are looking for.

It would appear that you have a conveyancing lawyer already. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)

Are there restrictive covenants that are commonly identified as part of conveyancing in Alnmouth?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Alnmouth. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am purchasing a new build house in Alnmouth benefiting from help to buy. The sellers would not reduce the amount so I negotiated five thousand pounds worth of additionals instead. The sale representative advised me not inform my lawyer about this deal as it could affect my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a simple, no chain conveyancing. Alnmouth is where the house is located. Can you shed any light on this issue?

Flying freeholds in Alnmouth are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Alnmouth you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Alnmouth may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

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Neighbouring Locations

Chathill
Alnwick
Alnmouth
Warkworth
Widdrington
Amble

Find out more about how flying freehold can affect your the value of a property.