It has taken forever and a day but a loan offer from Nationwide for the refinancing of my 2 room flat is due any day now. Can you put forward a low cost conveyancing solicitor in Widdrington?

This site is not designed to help those in pursuit of a cheap conveyancing solicitors in Widdrington. Our aim is to provide cost effective conveyancing but we do not aim to advertise as being the cheapest. Avoid the trap of appointing organisations seducing you with £100 conveyancing in Widdrington. In your best case scenario, in choosing a lawyer for low cost conveyancing, you will earn what you pay for and at worst you will end up invoiced for extras and still not receive the service required.

I own a freehold residence in Widdrington but still pay rent, why is this and what is this?

It is rare for properties in Widdrington and has limited impact for conveyancing in Widdrington but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of fresh rentcharges post 1977.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.

I am buying my first flat in Widdrington with the aid of help to buy. The builders refused to budge the price so I negotiated five thousand pounds worth of additionals instead. The estate agent told me not disclose to my lawyer about the deal as it may jeopardize my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the input of my in-laws I had a survey completed on a house in Widdrington ahead of instructing lawyers. I have been told that there is a flying freehold element to the property. My surveyor advised that some banks tend refuse to grant a mortgage on such a property.

It varies from the lender to lender. Santander has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Widdrington. Conveyancing may be slightly more expensive based on your lender's requirements.

My father has urged me to use his conveyancers in Widdrington. Do I take his guidance?

There are no two ways about it it’s preferable to find a conveyancing solicitor is to get recommendations from friends or family who have actually used the conveyancer you're are thinking of instructing.