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Find a Blyth Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Blyth? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Blyth home move at risk of delay or failure.

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Recently asked questions about conveyancing in Blyth

Is there a reason why leasehold purchase conveyancing in Blyth is more expensive?

In short, leasehold conveyancing in Blyth and elsewhere usually warrants additional work compared to freehold conveyancing. This includes analysing the lease terms, corresponding with the landlord about the service of appropriate notices, procuring up-to-date service charge and management information, securing the freeholder’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – regardless of the fact the lease has passed through many different property solicitors hands since it was first granted.

Please help - my lawyer advises that defective lease insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Blyth?

The right level of defective lease indemnity insurance depends on your lender. It would differ for example between HSBC Bank and Coventry Building Society. Conveyancing solicitors as opposed to borrowers take out such policies.

The formalities of my remortgage has taken place for my property in Blyth. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?

Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

I can not fathom if my mortgage offer requires a lease extension. I have called my Blyth bank branch on numerous occasions and was told it wasn't an issue and they would lend. My Blyth conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they would not lend in accordance with their specific requirements. I have no idea who is right.

The lawyer must comply with the Council of Mortgage Lenders’ Handbook section two conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I am buying a new build flat in Blyth. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Blyth

    There must be mutual enforceability of lessee’s covenants. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

I am looking into buying my first house which is in Blyth and I am already nervous. I couldn't find anything specific about Blyth. Conveyancing will be needed in due course but do you know about the Blyth area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Blyth. In the meantime here are some basic statistics that we found

My husband and I are new to the buying process - agreed a price, but the property agent told us that the vendor will only issue a contract if we use the agent's recommended conveyancers as they need a ‘quick sale’. Our preferred option is to instruct a local solicitor used to conveyancing in Blyth

It is unlikely the vendors are driving this. If they require ‘a quick sale', taking such a hostile approach to a motivated purchaser is counter productive. Speak to the owners direct and make the point that (a)you are serious buyers (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)however you will continue to instruct your own,trusted Blyth conveyancing firm - not the ones that will give the estate agent a commission or meet his conveyancing thresholds set by corporate headquarters.

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