It is 10 years ago since I bought my house in Whitley Bay. Conveyancing lawyers have now been appointed on the sale but I am unable to locate the title documents. Is this a major issue?
Don’t worry too much. First there is a possibility that the deeds will be retained by your lender or they could be in the possession of the solicitor who handled your purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors acquiring current official copies of the land registers. The vast majority of conveyancing in Whitley Bay involves registered property but in the unlikely event that your property is not registered it adds to the complexity but is not insurmountable.
Our bank has recommended solicitors on their panel based in Whitley Bay but I would rather instruct a conveyancing lawyer in Whitley Bay or nearer to where I live. Are you able to help?
Far from all Whitley Bay conveyancing firms are listed all lender’s conveyancing panel. Use our find an approved solicitor tool to find a Whitley Bay conveyancing solicitor on the on the lender panel.
We are purchasing a property and the conveyancer has mentioned Chancel Repair to which the house could be liable as it falls into the area of such a church. She has suggested insurance. Is this strictly warranted for conveyancing in Whitley Bay
Unless a prior purchase of the house completed after 12 October 2013 you may take it that conveyancing practitioners carrying out conveyancing in Whitley Bay to continue to advocate a chancel search and or insurance against a claim.
I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a simple, no chain conveyancing. Whitley Bay is the location of the property. Can you shed any light on this issue?
Flying freeholds in Whitley Bay are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Whitley Bay you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whitley Bay may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am thinking of appointing a conveyancing practitioner in Whitley Bay for my purchase. Is it possible to review a firm’s record with the legal regulator?
Members of the public may search for published Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Go to Check a solicitor's record. To find information Pre 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The regulator may monitor telephone calls for training requirements.