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Find a Ashington Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Ashington? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Ashington home move at risk of delay or failure.

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Recently asked questions about conveyancing in Ashington

Why is leasehold purchase conveyancing in Ashington costs more?

The conveyancing charges for a leasehold premises in Ashington is inevitably more expensive when contrasted to a freehold property. This is due to the additional time necessary in communicating with the landlord and management company to obtain evidence about whether the rent and maintenance charges have been paid and whether there are any significant expenditure in the near future on repairs or maintenance of the building.

Have just purchased a repossessed house at auction in Ashington. Conveyancing is necessary. What is next?

Now that you are legally committed yourself to purchase you will need to instruct a conveyancing practitioner as a matter of urgency as you are faced with a fast approaching a drop dead date to complete the transaction. All auction property will ordinarily have a bespoke auction pack. This will include evidence of title and search results. If you have purchased leasehold premises the legal pack may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to a leasehold property. You need to hand this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that that you have the requisite funding in place to complete on the on the contractual date .

I am expecting a AIP from Aldermore this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Aldermore recommend any Ashington solicitors on the Aldermore conveyancing panel, or is it better to go independently?

You will need to appoint Ashington solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.

I am due to exchange contracts on my apartment. I had a double glazing fitted in October 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, UBS are being difficult. The Ashington solicitor who is on the UBS conveyancing panel is recommending indemnity insurance as a solution but UBS are insisting on a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?

It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I am purchasing a property and the lawyer has raised the issue of Chancel Repair for which the house could be liable as it falls into the area of such a church. He has recommended insurance. Is this strictly warranted for conveyancing in Ashington

Unless a previous acquisition of the house took place after 12 October 2013 you may assume that conveyancing practitioners conducting conveyancing in Ashington to continue to advocate a chancel search and or insurance against a claim.

I am buying a new build house in Ashington benefiting from help to buy. The builders refused to move on the price so I negotiated five thousand pounds worth of extras instead. The house builders rep told me not to tell my conveyancer about the extras as it will impact my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

If instructed can a conveyancer remove a person from the title of my home in Ashington ?

Extracting or adding someone to the title of your property is relatively straightforward. You’ll need to appoint a conveyancing practitioner to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a property lawyer

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