We were just about to sign contracts for a ground floor flat in Callerton. We encountered a problem. The loan offer with Barnsley Building Society expires on 23/9/2019 but the sellers are insisting on a completion date of 25/9/2019. Can one extend the loan expiry date?
The person best placed to address this concern is your conveyancer who should assess if they corresponding with the lender, seller’s representatives, property agents or possibly all parties taking into account what has happend in your house move to date.
A colleague suggested that where I am purchasing in Callerton I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually included in the estimate for your Callerton conveyancing searches. It is a large document of about 40 pages, listing and setting out important information about Callerton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Callerton Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Callerton Education with maps and statistics, Local Amenities and other useful information about Callerton.
Me and my brother have a renovated Edwardian property in Callerton. Conveyancing practitioner acted for me and Yorkshire Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Callerton and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with the conveyancing solicitor who conducted the conveyancing.
I am using a search engine for the words conveyancing in Callerton it reveals numerous conveyancersin the vicinity. How do I determine which is the right property lawyer for my move?
The best method of choosing a suitable conveyancer is via personal referral, so ask colleagues and relatives who have bought a property in Callerton or a local estate agent or financial adviser. Costs for conveyancing in Callerton differ, so it's advisable to secure a minimum of three costs illustrations from varying types of property lawyers. Dont forget to clarify that the fees are fixed.
Why can't I complete our conveyancing in Callerton on May bank holiday?
Because on completion the money needs to be transferred electronically between the banks of the buyer and owner’s conveyancer and currently this can only occur on a working day. So you can't complete on a saturday or sunday either.