Can I use your services to find a Conveyancing solicitor in Consett even where I’m not purchasing or disposing of a house, for example if I want to acquire a shop in Consett with a mortgage from Yorkshire Building Society?
The service is mainly utilised to locate domestic conveyancing solicitors in Consett but we have recorded towards the bottom of this page some Consett commercial conveyancing firms. You will need to make contact with the firm directly to establish if they are also authorised to represent Yorkshire Building Society
I am about to put a bid on a leasehold flat in Consett. The property agents tell me that it is normal for flats in Consett to have less than 75 years unexpired on the lease. I am obtaining a loan with Bank of Ireland. Is this going to be a problem if the lease has Seventy One years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 15/7/2024 the requirements read as follows :
My wife and I are purchasing a property in Consett. I might seem paranoid but how we can trust a conveyancer? On completion day we will need to deposit money into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
My wife and I are in the throws of looking at houses in Consett and I am about to put in an offer. Should I already have a solicitor in place at this stage? I am planning to take a home loan with Aldermore.
You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. Given that you are taking out a mortgage with Aldermore, make sure you remember to check that your lawyer is on the Aldermore conveyancing panel.
I was told two weeks ago that my mortgage has been agreed to by RBS. Is it usual for RBS to only issue the offer once my solicitor in Consett is approved on their conveyancing panel? RBS have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what should have been a simple, no chain conveyancing. Consett is where the house is located. What do you suggest?
Flying freeholds in Consett are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Consett you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Consett may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Given that I will soon part with over three hundred thousand on a garden flat in Consett I would like to talk to a conveyancer regarding theconveyancing prior to giving the go ahead to the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the lawyer who will be conducting your property ownership legalities in Consett.There is no ‘factory style conveyancing’ - each client is an important person, not a file reference. The practices that we put you in touch with believe that the fees you are quoted for residential conveyancing in Consett should be the amount on the final invoice that you end up paying.