Our mortgage company has recommended solicitors on their panel based in Consett but I would rather use a conveyancing lawyer in Consett local to me. Can you help?
It is by no means the case that all Consett conveyancing practitioners are listed all lender’s conveyancing panel. Use the above find an approved solicitor tool to identify a Consett conveyancing conveyancer on the on the lender panel.
three months have gone by following my purchase conveyancing in Consett completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the advice of my in-laws I had a survey completed on a property in Consett ahead of appointing solicitors. I have been told that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies tend not grant a mortgage on this type of property.
It varies from the lender to lender. Santander has different instructions from Nationwide. If you contact us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Consett. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Consett to see if the conveyancing costs will increase in light of this.
As co-executor for the estate of my grandmother I am disposing of a property in Monmouth but reside in Consett. My conveyancer (who is 235 kilometers from mehas requested that I sign a statutory declaration before the transaction finalising. Can you recommend a conveyancing practitioner in Consett who can witness and place their company stamp on the document?
Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are Consett based
Much to my surprise my property lawyer in Consett is asking me for personal identification documents saying that this is part of his requirements as a solicitor on the mortgage company Conveyancing panel. Am I being spun a yarn?
Anti-terror and anti-money-laundering rules require Consett conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that the lender also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the mortgage company's UK Finance Lenders’ Handbook requirements