What is your number one tip for finding a conveyancing solicitor in Consett

Do not opt for the cheapest Consett conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

About to purchase apartment in Consett. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the HSBC conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Consett lawyer is on the HSBC conveyancing panel.

I have finally had an offer on a maisonette in Consett agreed to, but there is a chain. The vendors have placed an offer on somewhere, but it’s not yet tied up, and have viewings of other properties in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in Consett. What should be my next step? At what stage should I apply for the mortgage with TSB?

It is usual to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx one thousand pounds, then valuation, Consett conveyancing search costs, etc). First, you must check that your solicitor is on the TSB conveyancing panel. As to the subsequent stages this very much depends on the specifics of your transaction, motivation for this property and on the state of the market. During a hot market some home buyers would apply for the mortgage with TSB and pay for the valuation and only if it was satisfactory would they ask their solicitor to move forward with the conveyancing in Consett.

The deeds to my house are lost. The conveyancers who did the conveyancing in Consett 5 years ago are no longer around. What do I do?

Gone are the days when you need to hold title deeds to evidence that you own the land or property, given that the Land Registry have everything they need in a digital format.

I am buying a new build apartment in Consett. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Consett

Please confirm the Lease plans are surveyor prepared. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

I have just started marketing my ground floor apartment in Consett. Conveyancing solicitors are to be appointed soon, but I have just had a quarterly maintenance charge demand – Do I pay up?

Your conveyancing lawyer is likely to suggest that you should clear the invoice as normal given that all ground rent and service invoices will be apportioned on completion, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Leasehold Conveyancing in Consett - A selection of Queries before Purchasing

You should be aware that where the lease has less than 80 years it will have adverse implications on the marketability of the apartment. It is worth checking with your mortgage company that they are happy with residual term of the lease. A short lease means that you will almost definitely need a lease extension at some point and you need to have some idea of what this would cost. For most Consettlease extensions you would need to own the premises for 24 months before you are eligible to extend the lease. Does the lease have more than 80 years remaining?

Our conveyancing solicitor in Consett has requested from me proof of ID documents saying that this forms part of his retainer as a solicitor on the lender Solicitor panel. Is this right?

Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offence if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage, your lawyer also has to check ID documents to satisfy the mortgage company. This is not unique to conveyancing in Consett