I am in the throes of swapping over from my domestic home loan to a Buy to Let Godiva Mortgages Ltd mortgage. I have been informed by my broker that I need a conveyancer for this. I got in contact with my previous Lanchester conveyancing solicitor who acted on my behalf when I first acquired the premises. The fee calculation they've given of £450 plus VAT has shocked me as I am not require purchase conveyancing - it’s just a straightforward remortgage.
The quote is fractionally on the expensive side. Where you are prepared to invest time scrutinising prices you may be able to get the conveyancing a bit cheaper by say a hundred pounds. That being said, assuming were content with the assistance the firm provided you maycome to rue choosing an a cheaper solicitor. Don't forget to be sure that the conveyancer can act for Godiva Mortgages Ltd. You can utilise our search tool to select a Lanchester conveyancing firm on the Godiva Mortgages Ltd conveyancing panel, which can often include conveyancing solicitors in Lanchester.
We are close to exchanging contracts on the sale of our property in Lanchester and according to the buyers it appears that there is a risk of it being constructed on contaminated land. A high street Lanchester conveyancer would know this is not the case. For the life of me I don't know why the purchasers used a nationwide conveyancing outfit rather than a conveyancing solicitor in Lanchester. We have lived in Lanchester for many years we know that this is a non issue. Do we contact our local Authority to obtain clarification that there is no issue.
It would appear that you have a conveyancing lawyer already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I bought my home on 14 November and the transaction details is not yet registered. Need I be worried? My conveyancing solicitor in Lanchester said it will be concluded in less than a month. Are titles in Lanchester uniquely lengthy to register?
As far as conveyancing in Lanchester registration is no faster or slower than anywhere else in the country. Rather than based on location, timeframes can differ subject to the party submitting the application, whether there are errors and if the Land registry must send notices to any interested persons or bodies. Currently approximately three quarters of such applications are fully dealt with within two weeks but occasionally there can be longer hold-ups. Historically registration is effected once the buyer has moved in to the premises thus post completion formalities is not always top priority yet where there is a degree of urgency associated with the registration then you or your conveyancer could communicate with the Registry to express the reasoning for an expedited registration.
Due to the input of my in-laws I had a survey completed on a property in Lanchester before retaining solicitors. I have been advised that there is a flying freehold element to the house. My surveyor has said that some banks will not grant a loan on such a home.
It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. Should you wish to telephone us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Lanchester. Conveyancing may be slightly more expensive based on your lender's requirements.
Am I better off to appoint a Lanchester conveyancing lawyer in close proximity to the house I am purchasing? I have an old university friend who can conduct the legal formalities but his firm is located 200miles drive away.
The primary upside of using a high street Lanchester conveyancing firm is that you can attend the office to sign paperwork, deliver your ID and apply pressure on them if necessary. They will also have local intelligence which is a benefit. That being said nothing is more important than finding someone that will pull out all the stops for you. If other friends have used your friend and in the main were happy that should surpass using an unfamiliar Lanchester conveyancing lawyer solely due to them being round the corner.