lenderpanel

Find a Crook Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Crook? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Crook transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Crook conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Crook

I am in a contract race with another buyer for a property in Crook. What can I do to expedite matters?

In the event that the seller is applying time constraints to exchange it is highly recommended that your lawyer is familiar with the location as they will benefit local relationships and knowledge. It is even conceivable that they may have handled otherhouses in the same street. Therefore consider using a Crook conveyancing lawyer. Second, check that the lawyer is on the on the approved list for your mortgage company. It is estimated that nearly one in five of Crook conveyancing deals are suspended or derailed after discovering a buyer’s solicitor was not on their mortgage lender’s member panel. In many cases this discovery resulted in the buying process being held up by an average of three weeks. It is estimated that this issue impacts in the region of one hundred thousand home sales every year. Many Crook conveyancing firms can not act for certain banks so do check at the outset.

My Solicitor in Crook is not on the Clydesdale Solicitor Panel. Can I still use my prefered solicitor even though they are not on the Clydesdale panel of approved conveyancing solicitors?

The limited options open to you here include:

  1. Complete the purchase with your existing Crook lawyers but Clydesdale will need to instruct a lawyer on their list of acceptable firms. This will result in additional overall conveyancing charges and cause delays.
  2. Find a new practitioner to act in the conveyancing, not forgetting to check they are Convince your solicitor to do everything within their powers to join the Clydesdale conveyancing panel

I own a semi-detached Georgian property in Crook. Conveyancing lawyer acted for me and Godiva Mortgages Ltd. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Crook and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with your conveyancing practitioner who conducted the conveyancing.

I decided to have a survey carried out on a property in Crook prior to instructing solicitors. I have been advised that there is a flying freehold aspect to the house. Our surveyor has said that some banks will refuse to issue a mortgage on this type of property.

It depends who your proposed lender is. Santander has different instructions for example to Halifax. Should you wish to call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Crook. Conveyancing will be smoother if you use a solicitor in Crook especially if they are accustomed to such properties in Crook.

Do all mortgage companies provide you with an approved list of Crook solicitors? How do you know who is on the mortgage company conveyancing panel?

Crook firms and firms conducting conveyancing in Crook themselves provide us confirmation that they are on the lender conveyancing panel as opposed to being supplied with a list from the bank directly.

Last updated

Find out more about how flying freehold can affect your the value of a property.