My grandmother passed away last year and as sole heir and executor I was left the property in Staindrop. The house had a relatively small loan remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this possible?
Where you plan to re-mortgage then Kent Reliance will insist on your using a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.
What is the difference between a licensed conveyancer and conveyancing solicitor in Staindrop
There are many recorded licenced Conveyancers in Staindrop and Solicitor partnerships in Staindrop who provide Conveyancing services It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal work in the home buying process. Both can handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
We are due to move house in February. Does my conveyancing solicitor communicate with the removal company on the day of completion. As an aside, can you put forward a removal company in Staindrop. Conveyancing solicitor was chosen prior to coming across your page.
On the day of completion you can collect the keys from the estate agent but this should only happen once the vendors solicitors inform the agent that they have the completion monies and the keys can be passed over. After that you can inform the removal men that they can start moving you in. As a matter of policy we do not recommend a specific removal organisation but can assist you in choosing a residential property solicitor in Staindrop or a firm with expertise in conveyancing in Staindrop.
RBS have agreed my home loan in principle, my offer on a flat in Staindrop has been accepted, what happens next?
Your estate agent will want to know who your solicitors are (make sure the conveyancing practitioners are on the lender’s approved list). Contact RBS or your financial adviser and finalise any relevant forms. RBS will instruct a valuer who will get in contact with the estate agent or owners to schedule an appointment. Once carried out (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. RBS will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Staindrop.
I have been on the look out for a flat up to £305k and identified one near me in Staindrop I like with a park and station in the vicinity, however it's only got 61 years on the lease. There is not much else in Staindrop in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you require a mortgage the shortness of the lease may be a potential deal breaker. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of twenty four months you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this matter.
What is different about your site and other online quote calculators for conveyancing in Staindrop?
At this site receive a conveyancing quote from a Solicitor or Licensed Conveyancer that has a full understanding of the nuances for your conveyancing in Staindrop. As opposed to estate agents and many comparison sites we do not charge firms a fee if you choose them for your property ownership legalities in Staindrop
I need to appoint a conveyancing solicitor for my conveyancing in Staindrop. I've chance upon a site which looks to be the ideal answer If there is a chance to get all this stuff done via web that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?