Recently contacted my conveyancing lawyer in Staindrop who conducted the legals two years ago requesting a conveyancing costs illustration based on the same type of house sale & purchase (a leasehold property and a freehold property) of similar values with a loan from Britannia. It looks as though am now being charged twice the amount. Should I hunt for a cheaper online conveyancer?

The estimate does seem a little steep. If you shop around you might get the conveyancing a bit cheaper by perhaps a hundred pounds. That being said, providing that you were happy with the legal work the firm provided you couldlive to regret choosing an a cheaper conveyancer. If is important to check the solicitor can also act for Britannia. You can utilise our search tool to select a Staindrop conveyancing firm on the Britannia approved list of lawyers, which can often include conveyancing solicitors in Staindrop.

It is a dozen years since I acquired my home in Staindrop. Conveyancing lawyers have now been retained on the sale but I can't locate my title deeds. Will this cause complications?

You need not be too concerned. Firstly there is a chance that the deeds will be retained by the lender or they could still be with the lawyers who oversaw the purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. Nearly all conveyancing in Staindrop involves registered property but in the unlikely event that your home is unregistered it is more problematic but is resolvable.

I just acquired a flat at auction in Staindrop. Conveyancing is required. What happens now?

Having for all intents and purposes signed on the dotted line you will need to choose a conveyancing lawyer quickly as you will have a fast approaching a drop dead date to complete the conveyancing. All auction property will have a bespoke legal set of papers. This should include evidence of title and search results. Where you are dealing with leasehold premises the conveyancing pack should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation relating to a leasehold property. You should give this to the lawyer instructed by you at the earliest opportunity. You also need to ensure that that you have the requisite funding in place to complete on the date specified in the contract.

The mortgage over my property is with Bank of Ireland for my property in Staindrop. Conveyancing has been completed some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Bank of Ireland?

You must advise Bank of Ireland prior to renting your property as this is likely to be a breach of Bank of Ireland’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Bank of Ireland directly. It should not be necessary to do this via a Bank of Ireland conveyancing panel lawyer.

After shopping around on the internet I have found a Staindrop lawyer having checked that they are on the Santander conveyancing panel. Does my lawyer arrange the survey of the property?

Santander will need an independent valuation of the property. Your lawyer will not arrange this. Usually Santander will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Staindrop surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

I need to instruct a conveyancing solicitor for freehold conveyancing in Staindrop. I've chance upon a site which seems to have the ideal answer If it is possible to get all this stuff completed via email that would be ideal. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Planning to exchange soon on a studio apartment in Staindrop. Conveyancing solicitors inform me that they report fully next week. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Staindrop should include some of the following:

You should receive a copy of the lease Whether the lease restricts you from letting out the property, or working from home Setting out your legal entitlements in respect of common areas in the block.For example, does the lease include a right of way over an accessway or hallways? What you can do if an adjoining owner breaches a clause of their lease? Rent payments - what is due and when is collected, and also know whether this will change in the future

Staindrop Leasehold Conveyancing - Sample of Questions you should ask before buying

In the main the cost for major works tend not to be included within maintenance charges, albeit that there some managing agents in Staindrop ask tenants to contribute towards a sinking fund created for the specific intention of building a fund for larger works. The prefered form of lease arrangement is a share of the freehold. In this arrangement the tenants benefit from being in charge if their destiny and even though a managing agent is frequently retained if it is bigger than a house conversion, the managing agent is directed by the tenants.