Do the conveyancing solicitors that are recommend conduct auction conveyancing in Barnard Castle?
We know of a number of niche practitioners we can connect you with those specialising in auction conveyancing. Barnard Castle is one of the many locations where our lawyers have a presence.
Are the BSA planning on creating a searchable register to to identify practices on the Darlington Building Society conveyancing panel for instance in Barnard Castle?
We would not expect to be advised of any intention on the part of the BSA to promote such a tool.
I am buying a new build house in Barnard Castle benefiting from help to buy. The sellers would not reduce the price so I negotiated 6k of extras instead. The estate agent told me not inform my conveyancer about this extras as it could put at risk my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a ground for flat up to £195,000 and identified one round the corner in Barnard Castle I like with amenity areas and transport links nearby, however it only has 52 years on the lease. There is not much else in Barnard Castle suitable, so just wondered if I would be making a mistake buying a short lease?
If you need a mortgage that many years will likely be an issue. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.
My husband and I are 17 days into a freehold purchase having been directed to conveyancers by the local agent to handle our conveyancing in Barnard Castle. I am am very frustrated with the quality of service. Can you help me find new lawyers?
A solicitor would need to be very bad in order to consider diss instructing them. Has your mortgage offer been generated? If so you must inform them of the new lawyer and get the loan are re-sent. Your new solicitor ideally should be on the banks approved list to avoid escalating costs and delays. So that should be your first question of the new lawyers. The search tool should help you find a bank approved solicitor for your conveyancing in Barnard Castle