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Find a County Durham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in County Durham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your County Durham home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised County Durham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in County Durham

My partner and I swapping mortgage lender for our apartment in County Durham with Nationwide. We have a son 18 who lives with us. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the apartment is forfeited by the lender. I have a couple of questions (1) Is this document specific to the Nationwide conveyancing panel as he never had to sign this form when we remortgaged 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

First, rest assured that your Nationwide conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Nationwide. This is solely used to protect Nationwide if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Nationwide had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I am the registered owner of a freehold residence in County Durham but still charged rent, why is this and what is this?

It is rare for properties in County Durham and has limited impact for conveyancing in County Durham but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges from 1977 onwards.

Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.

I am buying a terraced house in County Durham. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in County Durham you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in County Durham.

My wife and I are buying a flat in County Durham. It might be a silly question but how we can trust a solicitor? On the day of competition we have to put money into their account. What is the protection we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

We had selected solicitors locally in County Durham on the Skipton solicitor panel. They are now charging me a further sum for handling the Skipton mortgage. Is this a supplemental conveyancing fee specified by Skipton?

Unfortunately, so long as it is in their Terms of Engagement or estimate then yes your property lawyer can levy a fee for this. The charge is not set by Skipton but by your County Durham solicitor. Plenty of firms on the Skipton panel will quote ’dealing with mortgage’ fee but some firms incorporate it on their overall fee.

We are getting a further advance on our home loan from UBS as we intend to conduct renovations to our home in County Durham. Do we need to appoint a bricks and mortar County Durham solicitor on the UBS conveyancing panel to deal with the paperwork?

UBS would not normally appoint firms on their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS conveyancing panel.

Hoping to buy a property located in County Durham and I am already nervous. I couldn't find anything specific about County Durham. Conveyancing will be needed in due course but do you know about the County Durham area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at County Durham. In the meantime here are some basic statistics that we found

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