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Find a Shildon Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Shildon? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Shildon transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Shildon conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Shildon

Souldusing a Shildon conveyancing lawyer make the legal transfer of property easier?

On the whole conveyancing solicitors in your area will benefit from strong connections with your local authority, which can assist with your Shildon conveyancing searches that your conveyancer will require on your transaction. It can only be a plus if they have strong connections with the Local Land Registry Office your area Shildon, other conveyancers in the location and Shildon selling agents.

Please explain the implications if my solicitor is expelled from the Leeds Building Society Solicitor panel ahead of completing my conveyancing in Shildon?

The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.

I am assisting my sister sell her flat in Shildon. Does the solicitor commission the energy assessment or do I organise this?

After the abolition of Home Information Packs, EPC’s was maintained a mandatory component of selling a house. An energy assessment must be to hand prior to the property being advertised. It is not a task that solicitors ordinarily organise. Where you are using a Shildon conveyancing practitioner they might help arrange energy performance certificates due to their contacts with long established local assessors

I currently have a mortgage with HSBC for my property in Shildon. Conveyancing was finalised months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform HSBC?

You must advise HSBC before letting out your property as this is likely to be a breach of HSBC’s mortgage conditions. It may be that HSBC will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact HSBC directly. You need not do this via a HSBC conveyancing panel solicitor.

After months of negotiation I have agreed a price on an apartment in Shildon. My financial adviser recommended their conveyancers. I paid an advanced payment of £150. Shortly after, the conveyancer contacted me sheepishly admitting that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I appreciate that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when purchasing a residence in Shildon? or I am told that there is historic law that means some owners of property residing in a parish church boundary will be compelled to pay for repairs towards the chancel in proximity to the church. Is this appropriate for conveyancing in Shildon?

Unless a previous purchase of the premises took place post 12 October 2013 you could expect lawyers handling conveyancing in Shildon to remain recommending a chancel search and or insurance against a claim.

Despite weeks of looking the Title Certificate and documents to my home can not be found. The solicitors who handled the conveyancing in Shildon 4 years ago have long since closed. What are my options?

Assuming you have a registered title the information relating to your proprietorship will be evidenced by HMLR under a Title Number. It is possible to perform a search at the Land Registry, identify your property and order current copies of the Registered Entries for less than a fiver. If the title is Leasehold then the Land Registry will in most cases retain a file duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.

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