lenderpanel

Find a Hurworth Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hurworth? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hurworth conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Hurworth conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Hurworth

I am buying residence in Hurworth. My Conveyancer is not on the mortgage company approved panel. Can I still appoint my Hurworth conveyancing solicitor even though they are excluded from the bank panel?

One will need to instruct a solicitor to deal with the legal work required if you need a mortgage to purchase your property. They will carry out all the appropriate investigations on the property, make sure that you’re properly registered as the owner and ensure that all the required mortgage documentation is in place. You may appoint a Hurworth property lawyer of your choice. Nevertheless, if the lawyer selected is not on the lender approved list additional fees will arise as separate legal representation will be need by the mortgage company. Conveyancing panel applications may be submitted, so where your solicitor has not in the past sought membership they should do so.

My partner and I swapping mortgage lender for our maisonette in Hurworth with UBS. We have a son 18 who lives with us. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the property is repossessed. I have a couple of questions (1) Is this document specific to the UBS conveyancing panel as he never had to sign this form when we remortgaged 5 years ago (2) Does our son by signing this compromise his entitlement to inherit the property?

First, rest assured that your UBS conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to UBS. This is solely used to protect UBS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of UBS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

What does my ID and proof of funds have anything to do with my conveyancing in Hurworth? What am I being asked for?

Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to verify the identity of the potential client they are dealing with prior to agreeing to accepting their conveyancing retainer. The Terms and Conditions that you are required to sign will no doubt stipulate this. Your lender will also require certain documents to be viewed. Where you are unwilling to provide ID verification documents, your lawyer would not be able to act for you.

My bank has suggested a law firm on their panel based in Hurworth but I would rather instruct a conveyancing lawyer in Hurworth round the corner to me. Are you able to help?

Not all Hurworth conveyancing practices are on all banks conveyancing panel. Use our find an approved solicitor tool to find a Hurworth conveyancing firm on the on the mortgage company panel.

I am buying a end of terrace house in Hurworth. The intention is to an extension at the rear at the property.Will the conveyancing process include checks to ascertain if these works are allowed?

Your solicitor will check the deeds as conveyancing in Hurworth can on occasion identify restrictions in the title documents which restrict certain works or require the permission of another owner. Many works require local authority planning permissions and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor before you commit yourself to a purchase.

I am the sole beneficiary of my late mum's will and I have everything in my name now, including the my former home in Hurworth. The Hurworth property was put into my name in May. I want to move. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my property ownership will be treated the same way as though I had purchased the house in May. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be affected by that. How sensible a view lenders take of it, depend on the lender as this obligation principally exists to pick up on the purchase and immediately sell or the wholesaling and assigning of property.

My offer was accepted on a property in Hurworth on 8/5/2024, valuation was booked 3 days after, received a clean bill of health. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Are Yorkshire BS entitled to hold back the Mortgage pending the lawyer being on the approved list?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.

Last updated

Find out more about how flying freehold can affect your the value of a property.