I am about to put a bid on a leasehold flat in Eaglescliffe. The selling agents assure me that it is usual for flats in Eaglescliffe to have less than 75 years unexpired on the lease. I am obtaining a mortgage with Bank of Ireland. Is this going to be acceptable if the lease has Seventy One years remaining.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 25/12/2025 the requirements read as follows :

I am helping my niece sell her flat in Eaglescliffe. Does the conveyancing solicitor arrange an EPC or it is for the seller to coordinate?

After the demise of Home Packs, EPC’s was retained a mandatory element of moving house. An energy performance certificate must be commissioned prior to the property being placed on the market. This is not something that lawyers ordinarily organise. Where you are using a Eaglescliffe conveyancing lawyer they might help arrange energy assessments due to their contacts with reputable local assessors

My lawyer has informed me that flying freehold insurance is required on my purchase. What is the level of cover for Eaglescliffe conveyancing?

The appropriate level of flying freehold indemnity insurance should be dictated by who your lender. It would differ for example between Barclays and Barnsley Building Society. Conveyancing lawyers as opposed to borrowers take out such policies.

I have paid off my mortgage with UBS. I assume I don't need a Eaglescliffe conveyancer on the UBS panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where UBS has sent the Land Registry the discharge electronically, and
3. UBS has instructed the Land Registry to do so

My husband and I are first time buyers - had an offer accepted, but the selling agent informed us that the seller will only proceed if we appoint the agent's chosen solicitors as they want a ‘quick sale’. My instinct tells me that we should use a local conveyancer with experience of conveyancing in Eaglescliffe

We suspect that the owner is unaware of this ultimatum. Should the seller desire ‘a quick sale', alienating a motivated purchaser is is going to put the whole deal at risk. Bypass the agents and go straight to the sellers and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)but you will continue to appoint your own,trusted Eaglescliffe conveyancing lawyers - rather thanthe ones that will give the estate agent a introducer fee or meet his conveyancing figures set by head office.

Looking forward to sign contracts shortly on a leasehold property in Eaglescliffe. Conveyancing solicitors inform me that they are sending me a report on Monday. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Eaglescliffe should include some of the following:

Whether your lease caters for for a slush fund? Where does the liability rest for repairing the window frames The length of the lease term. You should receive guidance as what happens when the lease ends, and informed of the importance of the 80 year mark Repair and maintenance of the premises You would want to receive a copy of the lease

Eaglescliffe Conveyancing for Leasehold Flats - Examples of Queries before Purchasing

It is important to be aware whether window replacement or some other significant cost is due in the near future that will be shared between the leaseholders and will dramatically increase the the service charges or necessitate a specific invoice. What restrictions are there in the Eaglescliffe Lease? Can you inform me if there are any major works anticipated that could add a premium to the maintenance fees?

I am Googling for Eaglescliffe online conveyancing estimates. Can I be confident that all the Eaglescliffe law firms that are identified on your website are on the mortgage company conveyancing panel?

The solicitor and licensed conveyancing practices listed on our site have advised us that they are on the mortgage company panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a lender or a member of the public that the data about a specific Eaglescliffe firm being on the mortgage company conveyancing panel is incorrect.