I am assisting my step-mother sell her property in Eaglescliffe. Will the conveyancer commission the energy assessment or it is for the owner to coordinate?
Following the abolition of Home Packs, EPC’s remained a compulsory element of moving property. An energy assessment should be commissioned before the property is put on the market. This is not something that solicitors ordinarily arrange. If you are using a Eaglescliffe conveyancing lawyer they might help arrange energy assessments given their relationships with reputable local providers
I have decided to exercise my right to buy my property in Eaglescliffe off the council. I have a mortgage offer with Kent Reliance. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
I have a mortgage with Lloyds for my property in Eaglescliffe. Conveyancing was finalised some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Lloyds?
Lloyds must be informed of your intention before letting out your property as this is likely to be a breach of Lloyds’s mortgage conditions. It may be that Lloyds will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. You need not do this via a Lloyds conveyancing panel firm.
What can a local search reveal regarding the house I am buying in Eaglescliffe?
Eaglescliffe conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search company for example PSG The local search plays a central role in most Eaglescliffe conveyancing purchase; as long as you don’t want any nasty once you have moved into your new home. The search will provide information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Eaglescliffe?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Eaglescliffe. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. Eaglescliffe is where the house is located. Can you shed any light on this issue?
Flying freeholds in Eaglescliffe are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Eaglescliffe you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Eaglescliffe may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Hoping to buy a property located in Eaglescliffe and I am already nervous. I couldn't find anything specific about Eaglescliffe. Conveyancing will be needed in due course but do you know about the Eaglescliffe area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Eaglescliffe. In the meantime here are some basic statistics that we found