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Ready to buy a new home in Billingham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Billingham conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Billingham

Recently contacted my conveyancing lawyer in Billingham who completed the legal work two years ago requesting a conveyancing costs illustration based on an identical type of house move (a leasehold premises and a freehold premises) of almost identical values with a loan from Santander. It looks as though am now being quoted double. Better the devil I know or do I try and find an alternative property lawyer?

The charges seem a little high. If you are willing to expend time comparing prices you might reduce the fees marginally by as much as £125. That being said, providing that you were satisfied with the conveyancing the firm offered you mightcome to regret choosing an an unknown lawyer. Remember to check that the conveyancer can also act for Santander. Do utilise our search tool to select a Billingham conveyancing firm on the Santander approved list of lawyers, which can often include conveyancing solicitors in Billingham.

Last March we completed a house move in Billingham. We have noticed several issues with the property which we believe were omitted in the conveyancing searches. What action can we take? What searches should? have been ordered for conveyancing in Billingham?

The question is not clear as what problems have arisen and if they are unique to conveyancing in Billingham. Conveyancing searches and investigations initiated during the buying process are carried out to help avoid problems. As part of the process, a seller fills in a document known as a SPIF. If the information turns out to be misleading, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Billingham.

After reading moneysavingexpert.com for an online solicitor in Billingham, many comment that I must use a CQS kitemarked lawyer. What is CQS?

The Conveyancing Quality Scheme (CQS) provides a recognised quality standard for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * adherence to best practice conveyancing processes through the scheme protocol Membership covers many firms who carry out conveyancing in Billingham.

What will a local search tell me regarding the property my wife and I buying in Billingham?

Billingham conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search organisations for instance Searches UK The local search is essential in every Billingham conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your new home. The search will provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.

I purchased a 4 bedroom Georgian house in Billingham. Conveyancing practitioner represented me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold under the exact same address. Is it worth asking Chelsea Building Society to clarify?

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Billingham and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with the conveyancing lawyer who conducted the work.

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