Our lawyer has identified a a problem with the lease for the property we are buying in Trimdon. The other side have put forward defective title insurance as a workaround. We are content with insurance and will cover the costs. Our conveyancing practitioner says that he must check that the lender is willing to move forward with this solution. Who is the client here, us or the mortgage company ?

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. Your solicitor must comply with the UK Finance Lenders’ Handbook specifications. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your conveyancing practitioner will have no choice but to discontinue acting for you.

Can I use your services to find a Conveyancing solicitor in Trimdon even if I’m not purchasing or disposing of a house, for example where I want to acquire an office in Trimdon with a loan from TSB?

Our search tool is mainly used to get a quote from domestic conveyancing solicitors in Trimdon but we have listed at the end of this page some Trimdon commercial conveyancing firms. You will need to enquire with the firm directly to see if they can also act for TSB

My husband and I are buying a newbuild apartment in Trimdon with a homeloan from Barnsley Building Society.We use our Trimdon conveyancing lawyer but Barnsley Building Society informed us he's not listed on their approved list of member firms. We have to appoint a Barnsley Building Society panel solicitor or retain our local solicitor and fork out for a Barnsley Building Society panel lawyer to act for them. We feel as though this is unjust; is there anything we can do?

Unfortunately,no. The home loan offered to you contains terms and conditions, a common one being that solicitors needs to be on the Barnsley Building Society approved list. Until recently, most banks had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Barnsley Building Society

I have been sourcing a conveyancing solicitor in Trimdon for my remortgage. Can I review a firm’s record with the profession’s regulator?

Anyone may review presented Solicitor Regulator Association (SRA) determinations resulting from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find information Pre 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The regulator sometimes monitor call for training purposes.

Do you have any advice for leasehold conveyancing in Trimdon with the intention of expediting the sale process?

• Much of the delay in leasehold conveyancing in Trimdon can be reduced if you appoint lawyers as soon as your agents start advertising the property and request that they start to collate the leasehold documentation needed by the purchasers’ lawyers.
You believe that you know the number of years remaining on your lease but you should verify this by asking your solicitors. A purchaser's lawyer will not be happy to advise their client to to exchange contracts if the remaining number of years is below 75 years. In the circumstances it is important at an early stage that you identify whether the lease term for your property needs extending. If it does, contact your solicitors before you put your home on the market for sale. If you are supposed to have a share in the freehold, you should ensure that you hold the original share document. Obtaining a duplicate share certificate is often a time consuming process and delays many a Trimdon conveyancing deal. If a new share is necessary, do contact the company director and secretary or managing agents (if applicable) for this at the earliest opportunity. The majority of landlords or Management Companies in Trimdon charge for supplying management packs for a leasehold property. You or your lawyers should enquire as to the fee that they propose to charge. The management information sought on or before finding a buyer, thus accelerating the process. The average time it takes to receive management information is three weeks. It is the most usual reason for delay in leasehold conveyancing in Trimdon.

I bought a basement flat in Trimdon, conveyancing formalities finalised in 1997. How much will my lease extension cost? Equivalent flats in Trimdon with over 90 years remaining are worth £260,000. The average or mid-range amount of ground rent is £45 per annum. The lease terminates on 21st October 2099

With only 74 years remaining on your lease we estimate the premium for your lease extension to be between £8,600 and £9,800 as well as professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to supply the actual costs without more comprehensive due diligence. Do not use this information in tribunal or court proceedings. There are no doubt additional concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before seeking the advice of a professional.