My grandson is purchasing a newly built flat in Trimdon with a home loan from Clydesdale. His solicitor has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?

The document is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Clydesdale conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Clydesdale conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

As a FTB what is the most important advice you can give me concerning purchase conveyancing in Trimdon?

Not many law firms or advisers will tell you this but conveyancing in Trimdon or throughout England and Wales is an adversarial process. In other words, when it comes to conveyancing there is an abundance of opportunity for friction between you and others involved in the ownership transfer. For example, the vendor, selling agent and sometimes the lender. Choosing a lawyer for your conveyancing in Trimdon should not be taken lightly as your conveyancer is your adviser, and is the SOLE party in the process whose role it is to act in your legal interests and to keep you safe.

Every so often a potential adversary will attempt to sway you that you should follow their advice. For instance, the estate agent may claim to be assisting by claiming that your conveyancer is dragging his heels. Or your mortgage broker may tell you to do something that is contrary to your lawyers advice. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

The deeds to my house can not be found. The solicitors who handled the conveyancing in Trimdon 5 years ago no longer exist. What are my next steps?

Gone are the days when you need to have the physical official documentation to establish that you are the registered proprietor of land or premises, given that the Land Registry hold details of all registered land or property electronically.

I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Trimdon is the location of the property. Can you shed any light on this issue?

Flying freeholds in Trimdon are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Trimdon you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Trimdon may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I am on look out for some leasehold conveyancing in Trimdon. Before diving in I want to be sure as to the unexpired term of the lease.

If the lease is registered - and 99.9% are in Trimdon - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I bought a ground floor flat in Trimdon, conveyancing having been completed half a dozen years ago. How much will my lease extension cost? Similar flats in Trimdon with an extended lease are worth £260,000. The average or mid-range amount of ground rent is £45 invoiced annually. The lease expires on 21st October 2098

With just 74 years unexpired we estimate the premium for your lease extension to span between £8,600 and £9,800 as well as legals.

The figure that we have given is a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure in the absence of detailed due diligence. You should not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first seeking the advice of a professional.