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Find a Seaham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Seaham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Seaham transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Seaham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Seaham

We see that you have a search directory listing solicitors on the Santander conveyancing panel. Do companies pay you a commission if I appoint them for our conveyancing in Seaham?

We are a listing service only for law firms wishing to communicate if they are on the Santander conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Seaham.

I am helping my step-mother sell her flat in Seaham. Does the conveyancing solicitor order the energy assessment or it is for the seller to see to?

Following the abolition of HIPs, energy performance certificates was left as a required element of moving house. An energy assessment must be to hand prior to the property being advertised. This is not as aspect of the sale process that solicitors normally organise. Where you are instructing a Seaham conveyancing practitioner they might be willing to arrange energy performance certificates given their contacts with long established local assessors

Can I be sure that the Seaham conveyancing solicitor on the Co-operative panel is any good?

When it comes to conveyancing in Seaham getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor handling your transaction.

Planning on purchasing a maisonette in Seaham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Seaham property lawyer is on the Bank of Ireland conveyancing panel.

Are there restrictive covenants that are commonly identified as part of conveyancing in Seaham?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Seaham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I've recently bought a leasehold flat in Seaham. Am I liable to pay service charges for periods before my ownership?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I purchased a leasehold flat in Seaham, conveyancing was carried out May 2000. Can you let me have an estimated range of the fair premium for a lease extension? Similar properties in Seaham with a long lease are worth £197,000. The average or mid-range amount of ground rent is £55 charged once a year. The lease comes to an end on 21st October 2075

With 56 years unexpired we estimate the premium for your lease extension to range between £29,500 and £34,000 plus costs.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. You should not use this information in tribunal or court proceedings. There may be additional concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not move forward based on this information without first seeking the advice of a professional.

My husband and I have an offer in principle from HSBC Bank who have advised that they will lend up to £300k. At what point do we need to appoint a lawyer for conveyancing? Seaham is where we are .

You can instruct a lawyer now and ask them to generate a file on your behalf. This will enable: 1) the estate agent to issue a Sales Memo to all parties 2) the seller’s lawyer to send out the draft contract. That being said, do not ask your lawyer to start searches until you have your valuation report from HSBC Bank and you are willing to proceed.

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