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Find a Seaham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Seaham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Seaham conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Seaham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Seaham

Our Seaham conveyancer has discovered an inconsistency when comparing the surveyor’s assumptions in the home valuation survey and what is in the legal papers for the property. My lawyer informs me that he must check that the bank is OK with this discrepancy and is still content to lend. Is my lawyer’s course or action legitimate?

Your solicitor must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

I purchased a freehold house in Seaham yet charged rent, why is this and what is this?

It is rare for properties in Seaham and has limited impact for conveyancing in Seaham but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.

Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.

My aunt passed away 10 months ago and as sole heir and executor I was left the property in Seaham. The house had a relatively small loan left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Virgin Money, pay off the mortgage. Is this possible?

If you intend to re-mortgage then Virgin Money will require that you use a conveyancer on the Virgin Money conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Virgin Money conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Virgin Money mortgage is registered as a charge at the Land Registry.

Are there any apps to help locate a Seaham solicitor on the Britannia conveyancing panel? I have a car and am happy to travel upto 20miles to meet the conveyancer.

Feel free to make use of the search on this page. Please pick a mortgage company and your location and you will see a number of Seaham conveyancing lawyers located nearest you. We have detailed some Seaham conveyancing firms at the bottom of this page and you can contact them to see whether they are on the Britannia member panel

As co-executor for the estate of my grandfather I am selling a residence in Neath but live in Seaham. My solicitor (who is 250 kilometers from mehas requested that I sign a statutory declaration before completion. Could you suggest a conveyancing lawyer in Seaham to attest this legal document for me?

Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are located in Seaham

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