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Find a Castle Eden Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Castle Eden? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Castle Eden conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Castle Eden conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Castle Eden

Willretaining a Castle Eden conveyancing practice make my purchase more efficient?

In the main conveyancing solicitors in your location will benefit from excellent connections with your local authority, which can help with your Castle Eden conveyancing searches that your lawyer will need to carry out. It can only be a plus if they have strong rapport with the Land Registry covering your area Castle Eden, other property lawyers in the area and Castle Eden Estate Agents.

My father informed me that in purchasing a property in Castle Eden there could be a number of restrictions preventing external changes to the property. Is this right?

There are anumerous of properties in Castle Eden which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Castle Eden should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I have decided to exercise my right to buy my property in Castle Eden off the council. I have a mortgage offer with Leeds Building Society. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.

I have a mortgage with Clydesdale for my property in Castle Eden. Conveyancing has been completed 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Clydesdale?

Your original mortgage agreement with Clydesdale will provide that you need their approval in advance of renting your property as this is likely to be a breach of Clydesdale’s mortgage conditions. It may be that Clydesdale will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Clydesdale directly. You need not do this via a Clydesdale conveyancing panel firm.

I have justbecome aware that Arc property Solicitors have been shut down. They carried out my conveyancing in Castle Eden for a purchase of a leasehold flat 9 months ago. How can I establish that the property is in my name in the name of the previous owner?

The quickest way to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Castle Eden conveyancing specialists.

Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what was supposed to be a quick, no chain conveyancing. Castle Eden is where the house is located. What do you suggest?

Flying freeholds in Castle Eden are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Castle Eden you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Castle Eden may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I only have 68 years remaining on my lease in Castle Eden. I now want to extend my lease but my landlord is missing. What are my options?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the Court. However, you will be required to demonstrate that you have made all reasonable attempts to find the freeholder. In some cases a specialist may be useful to carry out a search and prepare a report to be accepted by the court as evidence that the freeholder is indeed missing. It is wise to seek advice from a conveyancer in relation to devolving into the landlord’s disappearance and the application to the County Court covering Castle Eden.

I own a basement flat in Castle Eden, conveyancing was carried out in 2010. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent flats in Castle Eden with an extended lease are worth £260,000. The ground rent is £45 per annum. The lease terminates on 21st October 2095

With only 74 years unexpired the likely cost is going to be between £8,600 and £9,800 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs without more detailed due diligence. You should not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not move forward based on this information without first seeking the advice of a professional.

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Find out more about how flying freehold can affect your the value of a property.