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Find a Hartlepool Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hartlepool? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hartlepool transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Hartlepool conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Hartlepool

We are only a couple days away from an exchange on a property in Hartlepool and my mum and dad have sent the exchange deposit to my solicitor. I am now told that as the deposit has not come from me my conveyancing practitioner needs to disclose this to my bank. Apparently, in also acting for the mortgage company he must inform them that the balance of the purchase price is coming from anyone other than me. I informed the bank about my parents' contribution when I applied for the mortgage, so is it really necessary for this now to be an issue?

Your lawyer is duty bound to clarify with the bank to make sure that they are aware that the balance of the purchase price is not from your own resources. Your solicitor can only disclose this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.

Are there restrictive covenants that are commonly identified as part of conveyancing in Hartlepool?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Hartlepool. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

We're first time buyers - had an offer accepted, yet the selling agent informed us that the vendor will only issue a contract if we use the agent's recommended conveyancers as they need a ‘quick sale’. We would rather use a high street solicitor accustomed to conveyancing in Hartlepool

We suspect that the seller is not behind this ultimatum. Should the seller desire ‘a quick sale', turning down a genuine purchaser is is going to put the whole deal at risk. Bypass the agents and go straight to the owners and make sure they understand (a)you are serious purchasers (b)you are excited to move forward, with finances in place © you do not need to sell (d) you wish to move quickly (e)however you intend to instruct your preferred Hartlepool conveyancing firm - not the ones that will earn the estate agent a commission or hit his conveyancing thresholds pre-set by head office.

Back In 2002, I bought a leasehold flat in Hartlepool. Conveyancing and Godiva Mortgages Ltd mortgage organised. I have received a letter from someone saying they have taken over the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1996. The conveyancing solicitor in Hartlepool who previously acted has long since retired. What should I do?

First make enquiries of the Land Registry to make sure that this person is in fact the new freeholder. It is not necessary to instruct a Hartlepool conveyancing practitioner to do this as it can be done on-line for less than a fiver. You should note that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I own a split level flat in Hartlepool, conveyancing having been completed half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent properties in Hartlepool with a long lease are worth £190,000. The ground rent is £45 yearly. The lease ceases on 21st October 2086

With 62 years remaining on your lease the likely cost is going to be between £17,100 and £19,800 as well as professional fees.

The figure above a general guide to costs for renewing a lease, but we are not able to advice on the actual costs in the absence of comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.

Our solicitor in Hartlepool has identified a a legal deficiency with the lease for the property we are buying in Hartlepool. The other side have suggested title insurance as a workaround. We are content with insurance and will cover the costs. Our solicitor has advised that as he is on the bank conveyancing panel he must check that the lender is happy with this solution. Who is the client here, us or the lender?

Just because you have a mortgage offer from the mortgage company does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your Hartlepool conveyancing lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook Requirements. You and the mortgage company are the client. The appropriate lender requirements have to be complied with by the mortgage company conveyancing panel who has to balance acting for you and the bank

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