It is is a decade since I bought my property in Hartlepool. Conveyancing lawyers have now been retained on the sale but I can't locate the title deeds. Is this a problem?
You need not be too concerned. Firstly there is a possibility that the deeds will be retained by the lender or they could still be with the conveyancers who oversaw your purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers procuring up to date copy of the land registers. Almost all conveyancing in Hartlepool involves registered property but in the unlikely event that your property is not registered it adds to the complexity but is not insurmountable.
I have recentlybecome aware that Wolstenholmes have closed. They conducted my conveyancing in Hartlepool for a purchase of a leasehold apartment 9 months ago. How can I be sure that the property is registered correctly in the name of the previous owner?
The easiest way to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hartlepool conveyancing specialists.
I am looking for a leasehold apartment up to £245,000 and found one near me in Hartlepool I like with open areas and transport links in the vicinity, however it's only got 52 years unexpired on the lease. I can't really find anything else in Hartlepool suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term will be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of twenty four months you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.
Is it possible to change conveyancer as I have to instruct one who is on the Chelsea Building Society conveyancing panel. I was using a local conveyancing solicitor in Hartlepool round the corner but the firm is not accepted by Chelsea Building Society
It would be our pleasure to assist you find a conveyancing solicitor in Hartlepool on the Chelsea Building Society panel. Please note that the solicitors that we work with do not pay us commission if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Hartlepool. In making use of the find a conveyancing solicitor tool on this site, you can compare fees for conveyancing solicitors in Hartlepool and beyond.
I am 3 weeks into a residential purchase having been referred to conveyancers by the selling agent to perform conveyancing in Hartlepool. I am am extremely dissatisfied with the level of service. Could you you assist me in finding new conveyancers?
They would need to be really bad in order to consider replacing them. Has your loan offer been issued? If so you need to advise them of the new contact details and ensure the offer are re-issued. Your conveyancer needs to be on the lenders approved list to avoid added expenses and complications. That should be your starting point. Our find a solicitor tool should help you find a lender approved lawyer for your home move in Hartlepool