Me and my wife are acquiring a flat in Thornaby. My lawyer is not listed on the bank conveyancing panel. Am I still permitted to continue with my Thornaby conveyancing solicitor notwithstanding that they are not on the lender list of approved lawyers?
Your options include
- Proceed with your preferred Thornaby solicitor but your lender will no doubt instruct a solicitor on their conveyancing panel. The net result is additional cost together with likely interruption.
- Choose a new solicitor to conduct the conveyancing, making sure they are on the bank conveyancing panel.
- Convince your conveyancing practitioner to attempt to join the mortgage company panel
Completed the sale of my flat in Thornaby last January but our buyer keeps calling every few hours to moan that her conveyancer is waiting to hear from myconveyancer. What should have happened now that I have sold?
Following your house sale your conveyancer should send the transfer deeds and all additional paperwork to the purchaser's conveyancer. Depending on the transaction, your conveyancer must also evidence that the mortgage has been repaid to the purchasers solicitors. There are no post completion requirements peculiar conveyancing in Thornaby.
My wife and I purchased a renovated Georgian property in Thornaby. Conveyancing solicitor represented me and Norwich and Peterborough Building Society. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Thornaby and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with the conveyancing solicitor who conducted the conveyancing.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Thornaby. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Thornaby
Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply a car parking plan. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I opted to have a survey completed on a house in Thornaby prior to appointing conveyancers. I have been told that there is a flying freehold overhang to the house. Our surveyor has said that some lenders will refuse to grant a mortgage on this type of house.
It varies from the lender to lender. HSBC has different instructions from Nationwide. If you call us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Thornaby. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Thornaby to see if the conveyancing will be more expensive.