we are a couple who are hoping to buy a 2 bedroom apartment in Thornaby with a mortgage from Clydesdale.We have a Thornaby conveyancing lawyer but Clydesdale informed us he's not listed on their "panel". We have to appoint a Clydesdale panel lawyer or keep our preferred solicitor and fork out for a Clydesdale panel lawyer to act for them. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The loan issued to you contains terms and conditions, one of which will be that lawyers must be on the Clydesdale solicitor panel. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Clydesdale
I am intent on selling our house in Thornaby and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. A local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers used a web based conveyancing outfit as opposed to a conveyancing solicitor in Thornaby. We have lived in Thornaby for six years we know that this is a non issue. Should we get in touch with our local Authority to get clarification that there is no issue.
It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I am buying a new build flat in Thornaby. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Thornaby
Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply evidence that the form of Lease proposed has been approved by the Land Registry.
I decided to have a survey completed on a property in Thornaby prior to retaining solicitors. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some lenders will not issue a loan on a flying freehold home.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. If you contact us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Thornaby. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Thornaby to see if the conveyancing will be more expensive.
I am looking to sell my home. My previous conveyancers has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Thornaby if that makes things easier.
Please use our search tool to help you find a solicitor for your conveyancing in Thornaby. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.