Me and my partner are buying a 3 bedroom apartment in Thornaby with a mortgage. We would like to retain our Thornaby conveyancer, however the lender says he's not on their "panel". It seems we have little choice but to instruct one of the mortgage company panel firms or keep our Thornaby solicitor as well as pay for one of their panel lawyers to act for them. We feel that this is unjust; can we not require that the bank use our Thornaby lawyer ?

Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Thornaby conveyancing lawyer to apply to be on the conveyancing panel.

Do the Building Society Association intend to launch a search tool with a view to list law firms on the Earl Shilton BS conveyancing panel for example in Thornaby?

We have not been informed any intention on the part of the BSA to promote such a register.

Are there restrictive covenants that are commonly identified as part of conveyancing in Thornaby?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Thornaby. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

My cousin has urged me to instruct his lawyers for conveyancing in Thornaby. Do I follow his advice?

There are no two ways about it the best way to select a conveyancing solicitor is to seek recommendations from friends or relatives who have actually experience in using the solicitor that you are contemplating using.

At long last our conveyancing in Thornaby is set to complete on Friday, but the people I am purchasing off wishes to vacate 24 hours later at PM. Can I accept such a plan?

It is not possible to complete on a Saturday due to the bank systems aren't operational.