My lawyer in Stockton on Tees is not listed on the Chelsea Building Society Approved Panel. Can I still use my prefered solicitor even though they are not on the Chelsea Building Society list of approved lawyers?
The limited options available to you here include:
- Complete the purchase with your preferred Stockton on Tees lawyers but Chelsea Building Society will need to retain a conveyancer on their panel. This will inevitably rack up the total legal charges and cause delays.
- Get an alternative practitioner to act in the purchase, obviously checking they are on the Chelsea Building Society panel
I am helping my mother sell her property in Stockton on Tees. Will the conveyancing solicitor commission the energy performance certificate or it is for the owner to see to?
Following the demise of Home Packs, EPC’s was left as a compulsory component of selling a property. An EPC must be to hand prior to the property being put on the market. This is not something that law firms normally arrange. Where you are instructing a Stockton on Tees conveyancing solicitor they might be able to arrange energy performance certificates given their contacts with long established Stockton on Tees energy assessors
We have agreed to purchase a house in Stockton on Tees. One unusual aspect is that the roof has a solar panel. Nottingham have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Nottingham your lawyer must check the formal requirements contained in Section two of UK Finance Lenders’ Handbook for Nottingham. The Council of Mortgage Lenders’ Handbook contains minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Nottingham where a lease does not comply with these specifications. The specifications relate to the installation of panels on properties nationwide and is not isolated to Stockton on Tees.
We were going to get a DIP from Aldermore this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Aldermore recommend any Stockton on Tees solicitors on the Aldermore conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Stockton on Tees solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.
About to purchase a new build apartment in Stockton on Tees. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Stockton on Tees
If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are architect prepared. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply a car parking plan.
I opted to have a survey done on a house in Stockton on Tees prior to appointing lawyers. I have been informed that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies tend not give a mortgage on a flying freehold house.
It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Stockton on Tees. Conveyancing may be slightly more expensive based on your lender's requirements.
How do I use your search app to select a conveyancing solicitor in Stockton on Tees on the panel for my mortgage?
1st pick a mortgage company such as Accord Mortgages Ltd, Coventry Building Society or TSB then type in your location for instance Stockton on Tees. Conveyancing organisations in Stockton on Tees and across England and Wales should be shown.