My wife and I are intent on acquiring residence in Wolviston. My lawyer has never been on on the bank solicitor list. Is it possible for me to appoint my Wolviston conveyancing solicitor notwithstanding that they are not on the bank list of approved lawyers?

You must instruct a solicitor to complete the formalities if you need a mortgage to buy your home. They will carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. One could appoint a Wolviston conveyancer of your choosing. However, if the solicitor selected is not on the lender approved list further charges will be levied as separate legal representation will be need by the lender. Conveyancing panel applications can be submitted, so if your solicitor has not historically sought membership they should take the chance to apply.

I am due to move home in January. Does my conveyancing solicitor communicate with the removal company on the completion day. Incidentally, can you put forward a removal company in Wolviston. Conveyancing lawyer was found before I stumbled across your website.

On the afternoon of completion you will need to collect the house keys from the property agent however this can only occur after the vendors solicitors inform the agent that they have the completion monies and the keys can be collected. Subsequently you should advise the removal men that they can start moving you in. As a matter of policy we do not recommend a specific removal organisation but can assist you in choosing a residential property solicitor in Wolviston or a firm that specialises in conveyancing in Wolviston.

I recently had an offer accepted on a house in Wolviston. My financial adviser recommended their conveyancers. I paid an on account payment of £175. A couple of days later, the conveyancing practitioner called me embarrassingly acknowledging that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Planning on purchasing a flat in Wolviston. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Wolviston conveyancing practitioner is on the Barclays conveyancing panel.

It has been 3 months since my purchase conveyancing in Wolviston concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm purchasing a new build house in Wolviston with the aid of help to buy. The builders would not reduce the amount so I negotiated five thousand pounds worth of additionals instead. The estate agent advised me not disclose to my solicitor about this side-deal as it will put at risk my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I'm refinancing my primary home to a BTL mortgage with Barclays Direct and intend to use the remaining equity towards further house. The location we are interested in is Wolviston. Will your solicitors be able to act for both sets of lenders and link together the transactions?

Do use our search tool on this site to check that the solicitors are on the appropriate lender panels. Having checked that they are the conveyancer should be able to connect the two transactions but you should have a chat with you conveyancer and make clear your desired outcome and needs.